13903 Cloudcap Ct, Houston, TX 77044 Property Records

Harris County property record for 13903 Cloudcap Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,270 sqft · built 2006
Lot Size	0.266 acres (11,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$812,504 (Aug 2023)
Tax Bill	$15,275 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-647-001-0009`

Property Details

APN / Parcel Number

Primary APN	`125-647-001-0009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,270 sqft Living Area
1st Floor Area	2,755 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,572 sqft (0.266 acres)
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	700 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	266 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1256470010009
Street Address	13903 CLOUDCAP CT
City	HOUSTON
State	TX
Zip	77044-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 1 SUMMERWOOD SEC 20
Legal Subdivision	SUMMERWOOD SEC 20
Legal Block	1
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	252002

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4614 MORELOS RD, BAYTOWN, TX 77521-9764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Vendor's Lien, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jul 10, 2017	Warranty Deed, Transfer MORTGAGE FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	2023295101
Prior Transfer Date	Sep 5, 2013
Prior Transfer Doc	0000038753
Record Updated	Oct 29, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Aug 4, 2023
Property Address	13903 CLOUDCAP CT, HOUSTON, TX 77044-5490
Document Number	0000295101
Map Reference	MF 562130
Instrument Date	Aug 3, 2023
Instrument	2023-295101
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4614 MORELOS RD, BAYTOWN, TX 77521-9764

Mortgage

Document Number	0000295102
Date	Aug 4, 2023
Instrument	2023-295102

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 10, 2017
Property Address	13903 CLOUDCAP CT, HOUSTON, TX 77044-5490
Document Number	0000306028
Instrument Date	Jul 7, 2017
Instrument	306028
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13903 CLOUDCAP CT HOUSTON TX 770445490, HOUSTON, TX 77044-5490

Mortgage

Document Number	306029
Date	Jul 10, 2017
Instrument	306029

Lender

Name	MORTGAGE FIN'L SVCS
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,370 (+2.3%) Land $83,315 Building $561,055	$644,370 (+2.3%) Land $83,315 Building $561,055
2025	$15,275.00 (+245.67%)	$629,881 (+3.09%) Land $83,315 Building $546,566	$629,881 (+3.09%) Land $83,315 Building $546,566
2024	$4,419.00 (+52.54%)
2023		$611,025 (+11.3%) Land $50,915 Building $560,110	$611,025 (+11.3%) Land $50,915 Building $560,110
2022	$2,897.00 (+13.88%) Homeowner's exemption	$548,968 Land $50,915 Building $498,053	$548,968 Land $50,915 Building $498,053
2020	$2,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 344 serves 4,518 people · EPA ID TX1012974
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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