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1390 Upper White Oak Rd, Marshall, NC 28753 Property Records

Madison County property record for 1390 Upper White Oak Rd, Marshall, NC 28753

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,124 sqft · built 1957
Lot Size11.1 acres (484,823 sqft)
OwnerIndividual Name on Record
Last Sale$172,500 (Oct 2018)
Tax Bill$1,328 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9736-58-9266

Property Details

APN / Parcel Number

Primary APN9736-58-9266
Alternative APNs
  • 9736589266 0003169
  • 3169

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,124 sqft Heated Area
1st Floor Area1,124 sqft
Utility Area24 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area484,823 sqft (11.1 acres)

Exterior Amenities

PorchSlab
Porch Area220 sqft
Shed1 Shed
Shed Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Street Address1390 UPPER WHITE OAK RD
CityMARSHALL
StateNC
Zip28753-7223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal Block58
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group1
Census Block1017
Census Tract10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1390 UPPER WHITE OAK RD, MARSHALL, NC 28753-7223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Oct 12, 2018Warranty Deed, Transfer · Conventional with PMI
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2018 · Amount on Record
Deed SaleOct 12, 2018 · Amount on Record
Deed Book / Page658 / 648
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address1390 UPPER WHITE OAK RD, MARSHALL, NC 28753-7223
Document Number0006850356
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1390 UPPER WHITE OAK RD MARSHALL NC 287537223, MARSHALL, NC 28753-7223

Mortgage

Document Number0006850356
DateMar 3, 2020
Book Page000685/000356
Instrument335668
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateOct 12, 2018
Property Address1390 UPPER WHITE OAK RD, MARSHALL, NC 28753-7223
Document Number0006580648
Book / Page000658 / 000648
Instrument DateOct 9, 2018
Instrument330578
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1390 UPPER WHITE OAK RD MARSHALL NC 287537223, MARSHALL, NC 28753-7223

Mortgage

Document Number6580652
DateOct 12, 2018
Book Page000658/000652
Instrument330579
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 11, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,328.00$255,279 (+45.9%) Land $94,337 Building $160,942$255,279 (+45.9%) Land $94,337 Building $160,942
2023$174,964 Land $74,830 Building $100,134$174,964 Land $74,830 Building $100,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 92% of North Carolina
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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