Madison County property record for 1165 Upper White Oak Rd, Marshall, NC 28753
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 2015 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9736-56-2866 |
| Primary APN | 9736-56-2866 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Cooling System | Other |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1165 UPPER WHITE OAK RD |
|---|---|
| City | MARSHALL |
| State | NC |
| Zip | 28753-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 56 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10602 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1165 UPPER WHITE OAK RD, MARSHALL, NC 28753-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 1165 UPPER WHITE OAK RD, MARSHALL, NC 28753-7095 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0007440095 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 744/95 |
| Instrument | 345642 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Dec 1, 2045 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 | $425,788 (+69.6%) Land $70,020 Building $355,768 | $425,788 (+69.6%) Land $70,020 Building $355,768 |
| 2023 | $251,059 Land $41,140 Building $209,919 | $251,059 Land $41,140 Building $209,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures