1390 Sharp Springs Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1390 Sharp Springs Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,194 sqft · built 1984
Lot Size	0.573 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Dec 2019)
Tax Bill	$975 (2022)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`026055M A 00102`

Property Details

APN / Parcel Number

Primary APN	`026055M A 00102`
Alternative APN	`055M A 00102`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	252 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1390 SHARP SPRINGS RD
City	DECHERD
State	TN
Zip	37324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	RICHARD M RAPER SURV
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1031
Census Tract	960401

Owner

1390 Sharp Springs Rd is owned and occupied by two individuals who bought it in December 2019.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1390 SHARP SPRINGS RD, DECHERD, TN 37324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Warranty Deed, Transfer · FHA Mortgage ISERVE RESID'L LNDG
Nov 28, 2017	Warranty Deed, Transfer ACCESS TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	19008071
Deed Book / Page	D0440 / 744
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	1390 SHARP SPRINGS RD, DECHERD, TN 37324
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022007281
Date	Sep 15, 2022
Book Page	T1461/533
Instrument	22007281

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	1390 SHARP SPRINGS RD, DECHERD, TN 37324
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021004333
Date	May 13, 2021
Book Page	T1387/708
Instrument	21004333

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 30, 2019
Property Address	1390 SHARP SPRINGS RD, DECHERD, TN 37324
Document Number	0000008071
Book / Page	000440 / 000744
Instrument Date	Dec 27, 2019
Instrument	8071
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1390 SHARP SPRINGS RD DECHERD TN 37324, DECHERD, TN 37324

Mortgage

Document Number	8072
Date	Dec 30, 2019
Book Page	001312/000252
Instrument	8072

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 28, 2017
Property Address	1390 SHARP SPRINGS RD, DECHERD, TN 37324
Document Number	0000007216
Book / Page	000424 / 000085
Instrument Date	Nov 28, 2017
Instrument	7216
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ACCESS TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MAXWELL RD SCOTTS HILL TN 383745118, SCOTTS HILL, TN 38374-5118

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,425 Land $3,775 Building $33,650
2023		$37,425 Land $3,775 Building $33,650
2022	$975.00		$149,700 Land $15,100 Building $134,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1390 Sharp Springs Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1390 Sharp Springs Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, United Communications.

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