1224 Sharp Springs Rd, Decherd, TN 37324 Property Records

Franklin County property record for 1224 Sharp Springs Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,767 sqft · built 1967
Lot Size	0.499 acres (21,756 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Oct 2018)
Tax Bill	$1,371 (2022)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026055M C 00109`

Property Details

APN / Parcel Number

Primary APN	`026055M C 00109`
Alternative APN	`055M C 00109`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,756 sqft (0.499 acres)
Lot Dimensions	148 ft deep x 147 ft wide
Garage Type	Carport
Garage Area	567 sqft
Carport	Carport
Carport Area	567 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1224 SHARP SPRINGS RD
City	DECHERD
State	TN
Zip	37324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	SUNSET EST SEC D
Legal Lot Number	20
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1093
Census Tract	960401

Owner

1224 Sharp Springs Rd is owned by two individuals who bought it in October 2018.

Source: Franklin County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 W THOMPSON LN, MURFREESBORO, TN 37129-1288
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 17, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 9, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Sep 6, 2000 · Amount on File
Deed Document Number	20186448
Deed Book / Page	431 / 791
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	May 13, 2026
Property Address	1224 SHARP SPRINGS RD, DECHERD, TN 37324
Document Number	0000003467
Book / Page	1619 / 724
Instrument Date	May 5, 2026
Instrument	20263467
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 SHARP SPRINGS RD, WINCHESTER, TN 37398-4570

Mortgage

Document Number	0000003467,
Date	May 13, 2026
Book Page	1619/724
Instrument	20263467

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	1224 SHARP SPRINGS RD, DECHERD, TN 37324
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005560
Date	Aug 17, 2020
Book Page	T1341/450
Instrument	20005560

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 9, 2018
Property Address	1224 SHARP SPRINGS RD, DECHERD, TN 37324
Document Number	0018006448
Book / Page	D0431 / 791
Map Reference	MB1 PG9
Instrument Date	Oct 5, 2018
Instrument	18006448
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 W THOMPSON LN, MURFREESBORO, TN 37129-1288

Mortgage

Document Number	0018006449
Date	Oct 9, 2018
Instrument	18006449

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,675 Land $10,000 Building $42,675
2023		$52,675 Land $10,000 Building $42,675
2022	$1,371.00		$210,700 Land $40,000 Building $170,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1224 Sharp Springs Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1224 Sharp Springs Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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