Osceola County property record for 1390 Pine Island Dr S, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Mobile/Manufactured |
| Year Built | Built 1997 |
| Square Footage | 168 sqft Heated Area |
| Lot Size | 2,831 sqft (0.064 acres) |
| Last Sale | $30,000 (2015) |
| Tax Bill | $1,041.00 (2025) |
| Primary APN | 93539 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 168 sqft Heated Area |
| 1st Floor | 168 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Flat Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 2,831 sqft (0.064 acres) |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 93539 |
|---|---|
| Street Address | 1390 PINE ISLAND DR S |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SHELTER COVE RESORT COND CB 1 PG 20 LOT 396 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | SHELTER COVE |
| Legal Tract | 4987 |
| Legal Block | 1 |
| Legal Lot Number | 396 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 43700 |
Source: Osceola County records · APN 93539
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14681 84TH ST NE, ELK RIVER, MN 55330-6620 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2015 · Amount on Record |
| Deed Sale | Oct 20, 2015 · Amount on Record |
| Prior Sale | Sep 19, 2006 · Amount on Record |
| Deed Doc Number | 2015156875 |
| Deed Book / Page | 4859 / 2179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1390 PINE ISLAND DR S, SAINT CLOUD, FL 34771-7430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058741519 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 5874/1519 |
| Instrument | 2021009237 |
| Name | NORTHEAST BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,041.00 (+22.76%) | $66,400 (+24.34%) Land $50,000 Building $16,400 | $66,400 (+24.34%) Land $50,000 Building $16,400 |
| 2023 | $848.00 (+13.52%) | $53,400 (+21.92%) Land $35,000 Building $18,400 | $53,400 (+21.92%) Land $35,000 Building $18,400 |
| 2022 | $747.00 | $43,800 Land $35,000 Building $8,800 | $43,800 Land $35,000 Building $8,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 249 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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