1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Pine Island Dr S

1389 Pine Island Dr S, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1389 Pine Island Dr S, Saint Cloud, FL 34771

Property Summary

Property TypeRural Improved / Non-Residential
Lot Size0.053 acres (2,352 sqft)
OwnerTrust Name on File
Last Sale$20,160 (Feb 2018)
Tax Bill$630 (2025)
Deeds & MortgagesFeb 2018 Sale
Flood ZoneZone AE (high risk)
APN93537

Property Details

APN / Parcel Number

Primary APN93537
Alternative APN
  • 342531498700010394

Exterior

Lot Area2,352 sqft (0.053 acres)

Location & Zoning

Account Number93537
Street Address1389 PINE ISLAND DR S
CitySAINT CLOUD
StateFL
Zip34771-7433
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Local Zoning CodeOPUD
Legal DescriptionSHELTER COVE RESORT COND CB 1 PG 20 LOT 394
Legal Range31E
Legal Township25S
Legal Section34
Legal SubdivisionSHELTER COVE
Legal Tract4987
Legal Block1
Legal Lot Number394
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3039
Census Tract43700

Owner

1389 Pine Island Dr S is held in a trust since February 2018.

Source: Osceola County records, as of December 11, 2025

Owner of RecordTrust Name on File
Mailing Address1515 HIGHWAY 64, NEW RICHMOND, WI 54017-7202
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2018 · Amount on File
Deed SaleFeb 2, 2018 · Amount on File
Deed Document Number2018017702
Deed Book / Page5279 / 0767
Record UpdatedJun 8, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 2, 2018
Property Address1389 PINE ISLAND DR S, SAINT CLOUD, FL 34771-7433
Document Number0052790767
Book / Page005279 / 000767
Instrument DateJan 31, 2018
Instrument17702
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$141.12
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1515 HIGHWAY 64 NEW RICHMOND WI 540177202, NEW RICHMOND, WI 54017-7202

Tax Assessment & Valuation

The 2025 property tax bill for 1389 Pine Island Dr S was $630.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$630.00$50,200 Land $50,000 Building $200$50,200 Land $50,000 Building $200
2023$491.00 (+2.51%)$35,200 (-) Land $35,000 Building $200$35,200 (-) Land $35,000 Building $200
2022$479.00$35,200 Land $35,000 Building $200$35,200 Land $35,000 Building $200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1389 Pine Island Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1389 Pine Island Dr S is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Island Dr S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures