1390 Creekside Ct, #B, Elgin, IL 60123 Property Records

Kane County property record for 1390 Creekside Ct, #B, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,946 sqft · built 1986
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2024)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-169`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-169`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	1,466 sqft
Basement Area	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1390 CREEKSIDE CT, B
City	ELGIN
State	IL
Zip	60123-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS CONDO BUILDING 20 UNIT 1390-B
Legal Subdivision	CENTURY OAKS CONDO
Legal Block	3
Legal Lot Number	U
Legal Unit	1390-B
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	863 S YORK ST, ELMHURST, IL 60126-4456
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on Record
Deed Sale	Jul 8, 2024 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	202423488
Prior Transfer Date	Nov 10, 2005
Prior Transfer Doc	0000147196
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1390 CREEKSIDE CT # B, B, ELGIN, IL 60123-1238
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054645
Date	Nov 14, 2022
Instrument	2022K054645

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate	9.49%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1390 CREEKSIDE CT # B, B, ELGIN, IL 60123-1238
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083784
Date	Nov 5, 2021
Instrument	2021K083784

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1390 CREEKSIDE CT # B, B, ELGIN, IL 60123-1238
Document Number	0000063561
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 CREEKSIDE CT ELGIN IL 601231238, ELGIN, IL 60123-1238

Mortgage

Document Number	0000063561
Date	Oct 22, 2020
Instrument	63561

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 24, 2019
Property Address	1390 CREEKSIDE CT # B, B, ELGIN, IL 60123-1238
Document Number	0000044605
Map Reference	DOC 1809670
Instrument Date	Sep 13, 2019
Instrument	2019K044605
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 CREEKSIDE CT, ELGIN, IL 60123-1238

Mortgage

Document Number	0000044606
Date	Sep 24, 2019
Instrument	2019K044606

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,400.00 (+29.35%)	$100,196 (+9.42%) Land $9,160 Building $91,036	$300,708 (+9.42%) Land $27,491 Building $273,217
2024		$91,570 (+34.17%) Land $8,371 Building $83,199	$274,820 (+34.23%) Land $25,123 Building $249,697
2022	$5,721.00 (+3.89%) Homeowner's exemption	$68,248 (+5.91%) Land $7,532 Building $60,716	$204,744 (+5.91%) Land $22,596 Building $182,148
2021	$5,507.00 Homeowner's exemption	$64,440 Land $7,112 Building $57,328	$193,320 Land $21,336 Building $171,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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