1386 Creekside Ct, Elgin, IL 60123 Property Records

Kane County property record for 1386 Creekside Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,946 sqft · built 1987
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2019)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-400-194`

Property Details

APN / Parcel Number

Primary APN	`03-32-400-194`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	1,466 sqft
Basement Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1386 CREEKSIDE CT
City	ELGIN
State	IL
Zip	60123-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST ; LOT Y BUILDING 21 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	Y
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1386 CREEKSIDE CT, ELGIN, IL 60123-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACCUNETMORTGAGE.COM LLC
Aug 16, 2019	Grant Deed, Transfer · Conventional with PMI ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	201937266
Prior Transfer Date	Nov 5, 2005
Prior Transfer Doc	0000145499
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1386 CREEKSIDE CT, ELGIN, IL 60123-1238
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011909
Date	Mar 2, 2022
Instrument	2022K011909

Lender

Name	ACCUNETMORTGAGE.COM LLC
Type	Mortgage Company
Address	WATERFORD, WI 53185

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2019
Property Address	1386 CREEKSIDE CT, ELGIN, IL 60123-1238
Document Number	0000037266
Instrument Date	Aug 14, 2019
Instrument	37266
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E WING ST #263 ARLINGTON HEIGHTS IL 600046064, 263, ARLINGTON HEIGHTS, IL 60004-6064

Mortgage

Document Number	37267
Date	Aug 16, 2019
Instrument	37267

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,627.00 (+24.54%) Homeowner's exemption	$90,563 (+9.42%) Land $9,160 Building $81,403	$271,798 (+9.42%) Land $27,491 Building $244,307
2024		$82,766 (+29.53%) Land $8,371 Building $74,395	$248,397 (+29.58%) Land $25,123 Building $223,274
2022	$5,321.00 (+3.93%) Homeowner's exemption	$63,896 (+5.91%) Land $7,532 Building $56,364	$191,688 (+5.91%) Land $22,596 Building $169,092
2021	$5,120.00 Homeowner's exemption	$60,331 Land $7,112 Building $53,219	$180,993 Land $21,336 Building $159,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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