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1390 Co Rd 286, Five Points, AL 36855 Property Records

Chambers County property record for 1390 Co Rd 286, Five Points, AL 36855

Property Summary

Property TypeAuto Repair, Garage
Details1 ba · 720 sqft · built 2003
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$118,676 (Aug 2021)
Tax Bill$221 (2026)
Deeds & MortgagesAug 2021 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN12-01-08-28-0-001-007.010

Property Details

APN / Parcel Number

Primary APN12-01-08-28-0-001-007.010
Alternative APNs
  • 0108280001007010
  • 34361

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialMetal
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions207 ft deep x 158 ft wide
PorchOpen Porch
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number34361
Street Address1390 COUNTY ROAD 286
CityFIVE POINTS
StateAL
Zip36855-2738
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionSTART AT INT OF N MARGIN OF CO.ROAD 286 & E LINE OF SE1/4, RUN NW'LY ALONG ROAD 1516.37' TO P.O.B., RUN NW'LY ALONG ROAD 157.
Legal Range28
Legal Township24
Legal Section28
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1051
Census Tract953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1390 COUNTY ROAD 286, FIVE POINTS, AL 36855-2738
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2021 · Amount on Record
Deed SaleAug 5, 2021 · Amount on Record
Prior SaleAug 5, 2021 · Amount on Record
Deed Book / Page2021 / 2989
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address1390 COUNTY ROAD 286, FIVE POINTS, AL 36855-2738
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2991
DateAug 5, 2021
Book Page2021/2991
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMBERS AL
Recording DateFeb 24, 2021
Property Address1390 COUNTY ROAD 286, FIVE POINTS, AL 36855-2738
Document Number002021/699
Book / Page2021 / 699
Instrument DateFeb 23, 2021
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1390 COUNTY ROAD 286, FIVE POINTS, AL 36855-2738
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221.00 (+7.28%)
2025$206.00$4,868 (+0.16%) Land $1,220 Building $3,648$24,340 (+0.66%) Land $6,100 Building $18,240
2024$206.00$4,860 (-) Land $1,180 Building $3,680$24,180 (-) Land $5,880 Building $18,300
2023$206.00$4,860 (-) Land $1,180 Building $3,680$24,180 (-) Land $5,880 Building $18,300
2022$206.00$4,860 Land $1,180 Building $3,680$24,180 Land $5,880 Building $18,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 71% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE only, no 5G reported

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