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1226 Co Rd 286, Five Points, AL 36855 Property Records

Chambers County property record for 1226 Co Rd 286, Five Points, AL 36855

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,110 sqft · built 1950
Lot Size2.08 acres (90,605 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Mar 2021)
Tax Bill$303 (2026)
Deeds & MortgagesJan 2017 Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN12-01-08-27-0-001-008.001

Property Details

APN / Parcel Number

Primary APN12-01-08-27-0-001-008.001
Alternative APNs
  • 0108270001008001
  • 459130

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area1,110 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1989
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area90,605 sqft (2.08 acres)
Lot Dimensions529 ft deep x 177 ft wide
Garage TypeMixed
Garage Area910 sqft
PorchSlab
Porch Area60 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number459130
Street Address1226 COUNTY ROAD 286
CityFIVE POINTS
StateAL
Zip36855-2740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 490.6' E OF SW COR OF SW1/4 OF SW1/4, RUN N500', E175', S529.4 TO COUNTY ROAD 286', NW'LY ALONG ROAD 177'(S) TO P.O.B., I
Legal Range28
Legal Township24
Legal Section27
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1051
Census Tract953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1226 COUNTY ROAD 286, FIVE POINTS, AL 36855-2740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2017Deed of Trust, Mortgage · FHA Mortgage
STATEWIDE MORTGAGE LLC
Mar 3, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2021 · Amount on Record
Deed SaleMar 3, 2021 · Amount on Record
Prior SaleMar 3, 2021 · Amount on Record
Deed Book / Page2021 / 776
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address1226 COUNTY ROAD 286, FIVE POINTS, AL 36855-2740
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020170097
DateJan 9, 2017
Instrument2017-0097
Lender
NameSTATEWIDE MORTGAGE LLC
TypeNon-Lending Institution
AddressLAGRANGE, GA 30240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueSep 1, 2046

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHAMBERS AL
Recording DateMar 3, 2021
Property Address1226 COUNTY ROAD 286, FIVE POINTS, AL 36855-2740
Document Number002021/776
Book / Page2021 / 776
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 COUNTY ROAD 286, FIVE POINTS, AL 36855-2740

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303.00 (+8.6%) Homeowner's exemption
2025$279.00 (+0.36%)$16,468 (+100.34%) Land $2,360 Building $14,108$82,340 (-) Land $11,800 Building $70,540
2024$278.00 Additional exemption filed$8,220 (-) Land $1,180 Building $7,040$82,340 (-) Land $11,830 Building $70,510
2023$278.00 (+4.12%) Additional exemption filed$8,220 (+3.27%) Land $1,180 Building $7,040$82,340 (+3.25%) Land $11,830 Building $70,510
2022$267.00 Additional exemption filed$7,960 Land $1,180 Building $6,780$79,750 Land $11,830 Building $67,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 67% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TEC
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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