1345 4th St, Clermont, FL 34711 Property Records

Lake County property record for 1345 4th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,075 sqft · built 1972
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$2,709 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0500-000-02200`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0500-000-02200`
Alternative APN	`1620082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,750 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1620082
Street Address	1345 4TH ST
City	CLERMONT
State	FL
Zip	34711-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT HIGHLAND ESTATES S 1/2 OF LOT 22 LOT 23 PB 6 PG 107 ORB 5992 PG 961
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT
Legal Tract	500
Legal Lot Number	22-23
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 4TH ST, CLERMONT, FL 34711-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	0005992961
Deed Book / Page	01501 / 00029
Prior Transfer Date	Mar 7, 1997
Prior Transfer Doc	0150100029
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1345 4TH ST, CLERMONT, FL 34711-3005
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10102 LAKE LOUISA RD, CLERMONT, FL 34711-9143

Mortgage

Document Number	0059920963
Date	Jul 15, 2022
Book Page	5992/963
Instrument	2022096835

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1345 4TH ST, CLERMONT, FL 34711-3005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054251781
Date	Feb 21, 2020
Book Page	5425/1781
Instrument	2020021908

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,570 (+5.98%) Land $112,500 Building $93,070	$262,158 (+15.88%) Land $112,500 Building $149,658
2024	$2,709.00 (+2.23%)
2023	$2,650.00 (+366.55%) Homeowner's exemption	$193,962 (+172.15%)	$226,242 (+24.83%) Land $90,000 Building $136,242
2022	$568.00 Homeowner's exemption	$71,270	$181,242 Land $45,000 Building $136,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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