139 Sergeant Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 139 Sergeant Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1920
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$60,900 (Jan 2004)
Tax Bill	$627 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-188.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-188.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999915188.00
Street Address	139 SERGEANT AVE
City	FORT THOMAS
State	KY
Zip	41075-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 COTTAGE HILL 40 X 200
Legal Subdivision	COTTAGE HILL
Legal Lot Number	31
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2003
Census Tract	52800

Owner

139 Sergeant Ave is owned and occupied by an individual who acquired it in January 2020.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1398 SERGEANT AVE, FORT THOMAS, KY 41075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 13, 2020	Survivorship Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2004 · Amount on File
Deed Sale	Jan 6, 2004 · Amount on File
Deed Document Number	0001900046
Last Transfer Date	Jan 13, 2020
Transfer Doc	0005103504
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	139 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005061648
Date	Aug 21, 2017
Book Page	M2119/840
Instrument	5061648

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 13, 2020
Property Address	139 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Document Number	0005103504
Book / Page	D809 / 150
Map Reference	MB 8 PG 6A
Instrument Date	Jan 10, 2020
Instrument	5103504
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1585 SIRY RD, 1585, CALIFORNIA, KY 41007-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	139 SERGEANT AVE, FORT THOMAS, KY 41075-2325

Mortgage

Document Number	0005103505
Date	Jan 13, 2020
Instrument	5103505

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0005103506
Date	Jan 13, 2020
Book Page	M2205/796
Instrument	5103506

Lender

Name	LEXINGTON FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 139 Sergeant Ave was $627.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$627.00	$170,000 Land $20,000 Building $150,000	$170,000 Land $20,000 Building $150,000
2023	$671.00 (-2.47%)	$170,000 (-) Land $20,000 Building $150,000	$170,000 (-) Land $20,000 Building $150,000
2022	$688.00	$170,000 Land $20,000 Building $150,000	$170,000 Land $20,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Sergeant Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Sergeant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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