Ocean County and Toms River Township property record for 139 Reflection Rd, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,536 sqft · built 1984 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $659,000 (Feb 2025) |
| Tax Bill | $8,999 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-00236-02-00015 |
| Primary APN | 08-00236-02-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 139 REFLECTION RD |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | .26AC |
| Legal Subdivision | SILVER BAY MANOR SEC 02 |
| Legal Block | 236.2 |
| Legal Lot Number | 15 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 722402 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 19, 2021 | Bargain and Sale Deed, Transfer PROFESSIONAL ABSTRACT & TTL |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 21, 2018 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2025 · Amount on Record |
| Deed Sale | Feb 12, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 202510616 |
| Deed Book / Page | 19926 / 630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 19, 2021 |
| Property Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 0184260919 |
| Book / Page | 18426 / 919 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021058597 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PROFESSIONAL ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 703 WHITE CEDAR DR, 703, TOMS RIVER, NJ 08753-5522 |
| Name | Verified Name |
|---|---|
| Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0176511521 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 17651/1521 |
| Instrument | 2019106053 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 21, 2018 |
| Property Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 0172141149 |
| Book / Page | 17214 / 1149 |
| Map Reference | MAP NO G-1411 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018082201 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,105.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 2018082202 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 2018082202 |
| Name | HOME POINT FINANCIAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,800 (+0.76%) Land $102,000 Building $361,800 | $463,800 (+0.76%) Land $102,000 Building $361,800 | |
| 2025 | $8,999.00 (+7.31%) | $460,300 (-) Land $102,000 Building $358,300 | $460,300 (-) Land $102,000 Building $358,300 |
| 2024 | $8,386.00 (+9.24%) | ||
| 2023 | $460,300 Land $102,000 Building $358,300 | $460,300 Land $102,000 Building $358,300 | |
| 2022 | $7,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 301 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 526 (1979–2024) |
| Claims Outside the SFHA | 8 of 526 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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