Ocean County and Toms River Township property record for 127 Reflection Rd, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 1985 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jul 2017) |
| Tax Bill | $6,821 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00236-02-00018 |
| Primary APN | 08-00236-02-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,585 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 127 REFLECTION RD |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | .21AC |
| Legal Subdivision | SILVER BAY MANOR SEC 02 FINAL |
| Legal Block | 236.2 |
| Legal Lot Number | 18 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 722402 |
127 Reflection Rd is owned and occupied by two individuals who bought it in July 2017.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Jul 21, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on File |
| Deed Sale | Jul 21, 2017 · Amount on File |
| Prior Sale | Apr 8, 1985 · Amount on File |
| Deed Document Number | 201774460 |
| Deed Book / Page | 16808 / 1824 |
| Prior Transfer Date | Jul 12, 2017 |
| Prior Transfer Doc | 0168081824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 27, 2020 |
| Property Address | 127 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 0181250652 |
| Book / Page | 18125 / 652 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 2020124968 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | PROPERTY TRANSFER SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 2020124969 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020124969 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 21, 2017 |
| Property Address | 127 REFLECTION RD, TOMS RIVER, NJ 08753-8405 |
| Document Number | 0168081824 |
| Book / Page | 016808 / 001824 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 74460 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2017 |
| Title Company | SURETY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 REFLECTION RD TOMS RIVER NJ 087538405, TOMS RIVER, NJ 08753-8405 |
| Document Number | 168081830 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 016808/001830 |
| Instrument | 74461 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2025 property tax bill for 127 Reflection Rd was $6,821, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,900 (-) Land $92,000 Building $256,900 | $348,900 (-) Land $92,000 Building $256,900 | |
| 2025 | $6,821.00 (+7.32%) | $348,900 Land $92,000 Building $256,900 | $348,900 Land $92,000 Building $256,900 |
| 2024 | $6,356.00 | ||
| 2023 | $348,900 Land $92,000 Building $256,900 | $348,900 Land $92,000 Building $256,900 | |
| 2022 | $5,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Reflection Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 301 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 301 in force |
| Nearby Flood Claims | 526 (1979–2024) |
| Claims Outside the SFHA | 8 of 526 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 127 Reflection Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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