139 Oak St, Stanton, KY 40380 Property Records

Powell County property record for 139 Oak St, Stanton, KY 40380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2006
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Feb 2025)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Jan 2019 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`25A-00-02-043.00`

Property Details

APN / Parcel Number

Primary APN	`25A-00-02-043.00`
Alternative APNs	`25464530` `100918` `110376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Width	75 ft Width
Garage Type	Detached
Garage Area	576 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	110376
Street Address	139 OAK ST
City	STANTON
State	KY
Zip	40380-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS# 151 152 & 153 & HOUSE
Legal Subdivision	PAUL FAULKNER SUB
Legal Lot Number	151-153
Jurisdiction	POWELL KY
Township / Civil Division	STANTON
Census Block Group	2
Census Block	2028
Census Tract	970102

Owner

139 Oak St is owned and occupied by two individuals who bought it in February 2025.

Source: Powell County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 OAK ST, STANTON, KY 40380-2134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Jul 16, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK
Jun 13, 2008	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Jul 16, 2024	Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK
Feb 25, 2025	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Feb 8, 2023	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	2025265769
Deed Book / Page	220 / 183
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	139 OAK ST, STANTON, KY 40380-2134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG270/729
Date	Jan 18, 2019
Book Page	MTG 270/729
Instrument	168444

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	STANTON, KY 40380

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	174 Months
Due	Jul 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	139 OAK ST, STANTON, KY 40380-2134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG270/720
Date	Jan 18, 2019
Book Page	MTG 270/720
Instrument	168443

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	STANTON, KY 40380

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	174 Months
Due	Jul 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	139 OAK ST, STANTON, KY 40380-2134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK ST, STANTON, KY 40380-2134

Mortgage

Document Number	00M327/182
Date	Jul 16, 2024
Book Page	M327/182
Instrument	262421

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	STANTON, KY 40380

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	139 OAK ST, STANTON, KY 40380-2134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG207/209
Date	Jun 13, 2008
Book Page	MTG 207/209
Instrument	127519

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	STANTON, KY 40380

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2018

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	139 OAK ST, STANTON, KY 40380-2134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OAK ST, STANTON, KY 40380-2134

Mortgage

Document Number	000327/182
Date	Jul 16, 2024
Book Page	327/182
Instrument	262421

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	STANTON, KY 40380

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2044

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	Feb 25, 2025
Property Address	139 OAK ST, STANTON, KY 40380-2134
Document Number	000220/183
Book / Page	220 / 183
Map Reference	CAB 1 SL 1-003
Instrument Date	Feb 14, 2025
Instrument	265769
Transaction Type	Transfer
Record Updated	Mar 10, 2025
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 GENEVA AVE, IRVINE, KY 40336-7573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 OAK ST, STANTON, KY 40380-2134

Mortgage

Document Number	0000265772
Date	Feb 25, 2025
Instrument	265772

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Mortgage

Document Number	000333/529
Date	Feb 25, 2025
Book Page	333/529
Instrument	265793

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	Feb 8, 2023
Property Address	139 OAK ST, STANTON, KY 40380-2134
Document Number	000212/727
Book / Page	212 / 727
Map Reference	MB 2 PG 39
Instrument Date	Jan 27, 2023
Instrument	285505
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CLEAR TITLE RECORDINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13309 HIGHWAY 1812 N, MARY, KY 41301-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 OAK ST, PATSEY, KY 40380-2134

Mortgage

Document Number	0000285506
Date	Feb 8, 2023
Instrument	285506

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 139 Oak St was $1,347.

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Municipality	Stanton City
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00	$150,000	$150,000
2023	$446.00 Homeowner's exemption	$95,200	$95,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 139 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANTON WATER WORKS serves 6,611 people · EPA ID KY0990418
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: Crystal Broadband Networks.

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