114 Oak St, Stanton, KY 40380 Property Records

Powell County property record for 114 Oak St, Stanton, KY 40380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1976
Lot Size	0.645 acres (28,080 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Aug 2017)
Tax Bill	$942 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Nov 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25A-00-01-023.00`

Property Details

APN / Parcel Number

Primary APN	`25A-00-01-023.00`
Alternative APNs	`25656047` `25656046` `105470`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,080 sqft (0.645 acres)
Driveway	Asphalt Driveway
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	105470
Street Address	114 OAK ST
City	STANTON
State	KY
Zip	40380-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT# 4
Legal Lot Number	3,7
Jurisdiction	POWELL KY
Township / Civil Division	STANTON
Census Block Group	2
Census Block	2030
Census Tract	970102

Owner

114 Oak St is owned and occupied by two individuals who bought it in August 2017.

Source: Powell County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 OAK ST, STANTON, KY 40380-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage L&N FCU
Sep 27, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on File
Deed Sale	Aug 22, 2017 · Amount on File
Deed Document Number	2017164730
Deed Book / Page	193 / 337
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	114 OAK ST, STANTON, KY 40380-2133
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG271/028
Date	Feb 1, 2019
Book Page	MTG 271/028
Instrument	168520

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	114 OAK ST, STANTON, KY 40380-2133
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG277/552
Date	Nov 21, 2019
Book Page	MTG 277/552
Instrument	170842

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	114 OAK ST, STANTON, KY 40380-2133
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000308/478
Date	Sep 27, 2022
Book Page	308/478
Instrument	284394

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWELL KY
Recording Date	Aug 22, 2017
Property Address	114 OAK ST, STANTON, KY 40380-2133
Document Number	DEED193/337
Book / Page	DEED 193 / 337
Instrument Date	Jul 31, 2017
Instrument	164730
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 OAK ST, STANTON, KY 40380-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 OAK ST, STANTON, KY 40380-2133

Tax Assessment & Valuation

The 2025 property tax bill for 114 Oak St was $942.

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Municipality	Stanton City
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00	$105,000	$105,000
2023	$959.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANTON WATER WORKS serves 6,611 people · EPA ID KY0990418
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: Crystal Broadband Networks.

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