Berks County property record for 139 Gerald Ave, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,998 sqft · built 1960 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Jul 2014) |
| Tax Bill | $1,952 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4385-12-86-8954 |
| Primary APN | 4385-12-86-8954 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,598 sqft |
| 1st Floor Area | 1,998 sqft |
| Basement Area | 600 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39084576 |
|---|---|
| Street Address | 139 GERALD AVE |
| City | READING |
| State | PA |
| Zip | 19607-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROLLING HILLS SEC #1 |
| Legal Block | 86 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11602 |
Source: Berks County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 139 GERALD AVE, READING, PA 19607-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on Record |
| Deed Sale | Jul 30, 2014 · Amount on Record |
| Prior Sale | Sep 30, 1976 |
| Deed Document Number | 201424549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 28, 2026 |
| Property Address | 139 GERALD AVE, READING, PA 19607-2313 |
| Document Number | 0000032423 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202632423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | SILVAS AND TITLE ESCROW ACCT, SILK TITLE AND ESCROW-FT |
| Name | Verified Name |
|---|---|
| Address | 139 GERALD AVE, READING, PA 19607-2313 |
| Document Number | 0000032423, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202632423 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 139 GERALD AVE, READING, PA 19607-2313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045714 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020045714 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NORWELL, MA 02061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,952.00 (+24.89%) Homeowner's exemption | $98,300 (-) Land $36,400 Building $61,900 | $36,400 (-62.97%) Land $36,400 |
| 2024 | $1,563.00 | $98,300 Land $36,400 Building $61,900 | |
| 1994 | $98,300 Land $36,400 Building $61,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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