131 Gerald Ave, Reading, PA 19607 Property Records

Berks County property record for 131 Gerald Ave, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,104 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2022)
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4385-12-97-0069`

Property Details

APN / Parcel Number

Primary APN	`4385-12-97-0069`
Alternative APNs	`39-4385-12-97-0069` `39084562` `084562`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39084562
Street Address	131 GERALD AVE
City	READING
State	PA
Zip	19607-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROLLING HILLS SEC 01
Legal Block	97
Legal Lot Number	39
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1033
Census Tract	11602

Owner

131 Gerald Ave is owned and occupied by an individual who bought it in January 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	131 GERALD AVE, READING, PA 19607-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Jun 7, 2001 · Amount on File
Deed Document Number	202221
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0000053318
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 3, 2022
Property Address	131 GERALD AVE, READING, PA 19607-2313
Document Number	0000000021
Instrument Date	Dec 29, 2021
Instrument	2022000021
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GERALD AVE, READING, PA 19607-2313

Mortgage

Document Number	0000000022
Date	Jan 3, 2022
Instrument	2022000022

Lender

Name	NICOLA SKAF ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 131 Gerald Ave was $1,608 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00 Homeowner's exemption	$81,000 Land $29,400 Building $51,600	$29,400 Land $29,400
2024	$1,288.00	$81,000 Land $29,400 Building $51,600
1994			$81,000 Land $29,400 Building $51,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Gerald Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Gerald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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