139 Canopy Cv, Freeport, FL 32439 Property Records

Walton County property record for 139 Canopy Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,449 sqft · built 2023
Lot Size	0.517 acres (22,564 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2024)
Tax Bill	$7,040 (2024)
Deeds & Mortgages	Apr 2024 Sale May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23100-000-0100`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23100-000-0100`
Alternative APN	`1028642`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,449 sqft Living Area
Gross Area	3,267 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	22,564 sqft (0.517 acres)
Lot Dimensions	21.1 ft deep x 6.2 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028642
Street Address	139 CANOPY CV
City	FREEPORT
State	FL
Zip	32439-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 10 BAY COVE AT HAMMOCK BAY PB 18-22 OR 2816-1263 OR 2971-2926 OR 2992-4830 OR 3245-2581 OR 3321-4585
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BAY COVE AT HAMMOCK BAY
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	139 CANOPY CV, FREEPORT, FL 32439-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer AQUA TITLE SERVICES
May 13, 2022	Deed of Trust, Mortgage · Construction Mortgage PROGRESS BANK & TRUST
Mar 30, 2022	Warranty Deed, Transfer AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	0033214585
Deed Book / Page	3321 / 4585
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 18, 2024
Property Address	139 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0033214585
Book / Page	3321 / 4585
Map Reference	MB 18 PGS 22 AND 22
Instrument Date	Apr 18, 2024
Instrument	20240013394
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 LAKEWOOD DR, LEXINGTON, KY 40502-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CANOPY CV, FREEPORT, FL 32439-2333

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	139 CANOPY CV, FREEPORT, FL 32439-2333
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 HAMMOCK TRL E C103, C103, FREEPORT, FL 32439-7662

Mortgage

Document Number	0032520695
Date	May 13, 2022
Book Page	3252/695
Instrument	20220022809

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	Other
Margin	3
Max Rate	9.75%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2022
Property Address	139 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0032452581
Book / Page	3245 / 2581
Map Reference	MB 18 PG 22&22A
Instrument Date	Mar 24, 2022
Instrument	20220014917
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	888 BROOKLINE DR, MYRTLE BEACH, SC 29579-7061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7158

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$481,286 (+826.28%) Land $51,959 Building $429,327	$481,286 (+826.28%) Land $51,959 Building $429,327
2024	$7,040.00 (+938.35%)
2023	$678.00 (+1.95%)	$51,959 (-9.91%) Land $51,959	$51,959 (-9.91%) Land $51,959
2022	$665.00	$57,674 Land $57,674	$57,674 Land $57,674

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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