123 Canopy Cv, Freeport, FL 32439 Property Records

Walton County property record for 123 Canopy Cv, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,025 sqft · built 2013
Lot Size	0.571 acres (24,916 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Jul 2022)
Tax Bill	$6,607 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23100-000-0080`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23100-000-0080`
Alternative APN	`1028639`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,025 sqft Living Area
Gross Area	4,117 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,916 sqft (0.571 acres)
Lot Dimensions	23.4 ft deep x 6.2 ft wide
Garage Type	Finished
Garage Area	711 sqft
Porch	Porch
Porch Area	381 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028639
Street Address	123 CANOPY CV
City	FREEPORT
State	FL
Zip	32439-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BAY COVE AT HAMMOCK BAY PB 18-22 OR 2893-1519 OR 2915-288 OR 2930-1367 OR 3067-3152 OR 3071-4503
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BAY COVE AT HAMMOCK BAY
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23100-000-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	123 CANOPY CV, FREEPORT, FL 32439-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
Mar 09, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Feb 27, 2018	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Apr 26, 2018	Grant Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Mar 09, 2018 · Amount on Record
Deed Document Number	20220031403
Deed Book / Page	3258 / 4817
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 06, 2022
Property Address	123 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0032584817
Book / Page	3258 / 4817
Map Reference	MB 18 PG 22&22A
Instrument Date	Jul 01, 2022
Instrument	20220031403
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE SRB

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	947 ASHLEY LN, FT WALTON BCH, FL 32547-6633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2428 CAUSEWAY MANOR CT, PANAMA CITY BEACH, FL 32408-3950

Mortgage

Document Number	0032584819
Date	Jul 06, 2022
Instrument	3258/4819

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.95%
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.95%
Index	Other
Margin	3
Max Rate	10.9%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 09, 2018
Property Address	123 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0030673152
Book / Page	003067 / 003152
Instrument Date	Feb 27, 2018
Instrument	7776
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 CANOPY CV H304 FREEPORT FL 324392333, H304, FREEPORT, FL 32439-2333

Mortgage

Document Number	30673154
Date	Mar 09, 2018
Book Page	003067/003154
Instrument	7777

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 08, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	123 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0030754248
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 CANOPY CV FREEPORT FL 324392333, FREEPORT, FL 32439-2333

Mortgage

Document Number	0030754248
Date	Jun 06, 2018
Book Page	003075/004248
Instrument	18718

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Apr 26, 2018
Property Address	123 CANOPY CV, FREEPORT, FL 32439-2333
Document Number	0030714503
Book / Page	003071 / 004503
Instrument Date	Feb 27, 2018
Instrument	13616
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 DUNE LAKES CIR #H304 SANTA ROSA BEACH FL 324593594, H304, SANTA ROSA BEACH, FL 32459-3594

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$531,459 (-1.8%) Land $53,443 Building $478,016	$531,459 (-1.8%) Land $53,443 Building $478,016
2024	$6,607.00 (+0.26%)
2023	$6,590.00 (+86.79%) Homeowner's exemption	$541,200 (+9.77%) Land $53,443 Building $487,757	$541,200 (+9.77%) Land $53,443 Building $487,757
2022	$3,528.00 Homeowner's exemption	$493,037 Land $59,322 Building $433,715	$493,037 Land $59,322 Building $433,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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