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13892 Rea Rd, Harbert, MI 49115 Property Records

Berrien County property record for 13892 Rea Rd, Harbert, MI 49115 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,993 sqft · built 2022
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Tax Bill$16,362 (2025)
Deeds & MortgagesNov 2021 Construction Loan
Jun 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-5770-0065-04-0

Property Details

APN / Parcel Number

Primary APN07-5770-0065-04-0
Alternative APN
  • 11-07-5770-0065-04-0

Interior

Full Baths4 Baths
Building Area2,993 sqft Living Area
1st Floor Area2,993 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions210 ft deep x 91 ft wide

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address13892 REA RD
CityHARBERT
StateMI
Zip49115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT/COMBINED ON 11/25/2019 FROM 07-5770-0063-02-9, 07-5770-0065-02-1, 07-5770-0065-03-0; PART OF LOTS 63, 64 & 65 ORCHARD
Legal SubdivisionORCHARD VILLAGE BY THE LAKE
Legal Lot Number63-65
JurisdictionBERRIEN MI
Township / Civil DivisionCHIKAMING
Census Block Group1
Census Block1019
Census Tract11201

Owner

Source: Berrien County records · APN 07-5770-0065-04-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3209 S MORGAN ST, CHICAGO, IL 60608-6609
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Deed of Trust, Mortgage · Construction Mortgage
OAK MORTGAGE LLC
Jun 20, 2023Deed of Trust, Mortgage · Commercial Mortgage
STURGIS BANK & TRUST CO
Aug 27, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 11, 2020Warranty Deed, Transfer
NOT AVAILABLE, FAT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 10, 2021
Transfer Doc03341/2910
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address13892 REA RD, HARBERT, MI 49115-5173
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 S MORGAN ST, CHICAGO, IL 60608-6609

Mortgage

Document Number03351/1396
DateNov 02, 2021
Book Page3351/1396
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
AddressSTURGIS, MI 49091
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate9.12%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address13892 REA RD, HARBERT, MI 49115-5173
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 S MORGAN ST, CHICAGO, IL 60608-6609

Mortgage

Document Number03406/1487
DateJun 20, 2023
Book Page3406/1487
Instrument2023383030
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 27, 2021
Property Address13892 REA RD, HARBERT, MI 49115-5173
Document Number03341/2910
Book / Page3341 / 2910
Map ReferenceLB 10 PG 19
Instrument DateAug 10, 2021
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3209 S MORGAN ST, CHICAGO, IL 60608-6609

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 11, 2020
Property Address13892 REA RD, HARBERT, MI 49115-5173
Document Number003286/262
Book / Page3286 / 262
Map ReferenceLB 10 PG 19
Instrument DateJul 28, 2020
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyNOT AVAILABLE, FAT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 403, UNION PIER, MI 49129-0403
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionChikaming Township
Unified School DistrictRiver Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,500 (+0.9%)$915,000 (+0.9%)
2025$16,362.00 (+14.71%)$453,400 (+31.65%)$906,800 (+31.65%)
2024$14,264.00 (+240.84%)
2023$344,400$688,800
2022$4,185.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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