13870 Rea Rd, Harbert, MI 49115 Property Records

Berrien County property record for 13870 Rea Rd, Harbert, MI 49115 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 1970
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Tax Bill	$11,556 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-5770-0066-01-0`

Property Details

APN / Parcel Number

Primary APN	`07-5770-0066-01-0`
Alternative APN	`11-07-5770-0066-01-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	163 ft deep x 240 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13870 REA RD
City	HARBERT
State	MI
Zip	49115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 66 67 68 & 69 ORCHARD VILLAGE BY THE LAKE
Legal Subdivision	ORCHARD VILLAGE BY THE LAKE
Legal Lot Number	66-69
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1019
Census Tract	11201

Owner

Source: Berrien County records · APN 07-5770-0066-01-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 482, HARBERT, MI 49115-0482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2008
Deed Sale	Sep 25, 2008
Prior Sale	Mar 12, 2004
Deed Book / Page	2859 / 1367
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 27, 2020
Property Address	13870 REA RD, HARBERT, MI 49115-5173
Document Number	03283/3028
Book / Page	3283 / 3028
Map Reference	LB 10 PG 19
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13870 REA AVE, THREE OAKS, MI 49128

Mortgage

Document Number	0032833030
Date	Jul 27, 2020
Instrument	3283/3030

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,300 (+38.44%)	$1,412,600 (+38.44%)
2025	$11,556.00 (+19.11%)
2023		$510,200	$1,020,400
2022	$9,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210112011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 3 of 7 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.