Franklin City property record for 1389 Clay St, Franklin, VA 23851 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,665 sqft Living Area |
| Lot Size | 37,941 sqft (0.871 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2022) |
| Tax Bill | $4,521.00 (2025) |
| Primary APN | 087 021 3B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 4,642 sqft Gross Area |
| 1st Floor | 2,665 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 37,941 sqft (0.871 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 725 sqft Garage |
| Patio Area | 256 sqft Patio |
| Porch Area | 460 sqft Porch |
| Topography | Wooded Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1432 |
|---|---|
| Street Address | 1389 CLAY ST |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-2701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SARAH V CUTCHINS EST CLAY STREET 087-(021)-3B |
| Legal Subdivision | SARAH V CUTCHINS EST |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN CITY VA |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 90100 |
Source: Franklin City records · APN 087 021 3B
Assessment roll updated April 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| Aug 08, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 07, 2021 | Intrafamily Transfer, Transfer |
| Feb 21, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2022 · Amount on Record |
| Deed Sale | Aug 08, 2022 · Amount on Record |
| Deed Doc Number | 20222159 |
| Prior Transfer Date | Jul 07, 2021 |
| Prior Transfer Doc | 0000002039 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Property Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000920 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 240000920 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Apr 12, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Recording Date | Aug 08, 2022 |
| Property Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Document Number | 0220002159 |
| Instrument Date | Aug 01, 2022 |
| Instrument | 220002159 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Document Number | 0220002160 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 220002160 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Recording Date | Jul 07, 2021 |
| Property Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Document Number | 0210002039 |
| Instrument Date | Jul 07, 2021 |
| Instrument | 210002039 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Recording Date | Feb 21, 2019 |
| Property Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
| Document Number | 0190000376 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 190000376 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1389 CLAY ST, FRANKLIN, VA 23851-2701 |
Source: Franklin City records · Assessment roll updated April 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Franklin City |
| Unified School District | Franklin City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,521.00 (+57.64%) | $439,000 (+29.12%) Land $60,000 Building $379,000 | $439,000 (+29.12%) Land $60,000 Building $379,000 |
| 2023 | $340,000 Land $56,500 Building $283,500 | $340,000 Land $56,500 Building $283,500 | |
| 2019 | $2,868.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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