1369 Clay St, Franklin, VA 23851 Property Records

Franklin City property record for 1369 Clay St, Franklin, VA 23851

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,232 sqft · built 1989
Lot Size0.825 acres (35,937 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Sep 2019)
Tax Bill$4,067 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
APN087 021 3A

Property Details

APN / Parcel Number

Primary APN087 021 3A
Alternative APN
  • 1803

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,232 sqft Living Area
Gross Area5,194 sqft
1st Floor Area2,944 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,937 sqft (0.825 acres)
TerrainWooded
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area594 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1803
Street Address1369 CLAY ST
CityFRANKLIN
StateVA
Zip23851-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLOT 1 SARAH V CUTCHINS ESTATE CLAY STREET 087-(021)-3A
Legal SubdivisionSARAH V CUTCHINS ESTATE
Legal Lot Number1
JurisdictionFRANKLIN CITY VA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1030
Census Tract90100

Owner

Source: Franklin City assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 51, FOSTER, WV 25081-0051
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Deed Document Number20191999
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN CITY VA
Recording DateSep 23, 2019
Property Address1369 CLAY ST, FRANKLIN, VA 23851-2701
Document Number0190001999
Instrument DateSep 20, 2019
Instrument190001999
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1369 CLAY ST, FRANKLIN, VA 23851-2701

Mortgage

Document Number0190002000
DateSep 23, 2019
Instrument190002000
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityFranklin City
Unified School DistrictFranklin City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,067.00 (+41.95%)$394,900 (+27.06%) Land $60,000 Building $334,900$394,900 (+27.06%) Land $60,000 Building $334,900
2023$310,800 Land $51,400 Building $259,400$310,800 Land $51,400 Building $259,400
2019$2,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims39 (1980–2024)
Claims Outside the SFHA11 of 39
Most Recent ClaimSep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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