13884 Tern Ln, Clearwater, FL 33762 Property Records

Pinellas County property record for 13884 Tern Ln, Clearwater, FL 33762

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,722 sqft · built 1979
Lot Size	0.211 acres (9,204 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-764-5280-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-5280-4`
Alternative APNs	`02-30-16-83945-000-1030` `163002839450001030` `R16634`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Heated Area
1st Floor Area	1,722 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,204 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	385 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R16634
Old Parcel Number	163002839450001030
Street Address	13884 TERN LN
City	CLEARWATER
State	FL
Zip	33762-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUND WEST UNIT 3 LOT 103
Legal Range	16
Legal Township	30
Legal Section	02
Legal Subdivision	SOUND WEST UNIT 3
Legal Lot Number	103
Legal Unit	3
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1006
Census Tract	24509

Owner

13884 Tern Ln is owned and occupied by two individuals who acquired it in August 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13884 TERN LN, CLEARWATER, FL 33762-4552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2002
Deed Sale	Aug 15, 2002
Prior Sale	Jul 3, 1995 · Amount on File
Deed Document Number	1216500565
Deed Book / Page	09039 / 00052
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13884 TERN LN, CLEARWATER, FL 33762-4552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	JPMORGAN CHASE BANK NA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204791558
Date	Mar 29, 2019
Book Page	20479/1558
Instrument	2019097106

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13884 TERN LN, CLEARWATER, FL 33762-4552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13884 TERN LN, CLEARWATER, FL 33762-4552

Mortgage

Document Number	0211641100
Date	Sep 15, 2020
Book Page	21164/1100
Instrument	2020274021

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13884 Tern Ln was $2,493 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00 Homeowner's exemption	$166,061	$381,986 Land $224,995 Building $156,991
2023	$3,224.00 (+2.68%) Homeowner's exemption	$205,707 (+3%)	$433,140 (+18.14%) Land $217,916 Building $215,224
2022	$3,140.00 Homeowner's exemption	$199,716	$366,618 Land $210,953 Building $155,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13884 Tern Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	508 units insured incl. 144 condo units
Nearby Flood Claims	252 (1988–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 241 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13884 Tern Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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