Pinellas County property record for 13883 Tern Ln, Clearwater, FL 33762
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,347 sqft · built 1979 |
| Lot Size | 0.235 acres (10,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $133 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-764-5309-1 |
| Primary APN | C62-000-764-5309-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,347 sqft Heated Area |
| 1st Floor Area | 1,401 sqft |
| 2nd Floor Area | 946 sqft |
| Upper Floors Area | 946 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,250 sqft (0.235 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 583 sqft |
| Patio Area | 583 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R16663 |
|---|---|
| Old Parcel Number | 163002839450001470 |
| Street Address | 13883 TERN LN |
| City | CLEARWATER |
| State | FL |
| Zip | 33762-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUND WEST UNIT 3 LOT 147 |
| Legal Range | 16 |
| Legal Township | 30 |
| Legal Section | 02 |
| Legal Subdivision | SOUND WEST UNIT 3 |
| Legal Lot Number | 147 |
| Legal Unit | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETERSBURG |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 24509 |
13883 Tern Ln is owned and occupied by two individuals.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13883 TERN LN, CLEARWATER, FL 33762-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13883 TERN LN, CLEARWATER, FL 33762-4553 |
| Document Number | 0206590670 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 13883 TERN LN CLEARWATER FL 337624553, CLEARWATER, FL 33762-4553 |
| Document Number | 0206590670 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 020659/000670 |
| Instrument | 264657 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13883 Tern Ln was $133 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133.00 Homeowner's exemption Widower's exemption | $178,426 | $409,039 Land $222,398 Building $186,641 |
| 2023 | $121.00 (+3.42%) Homeowner's exemption Veteran's exemption | $231,051 (+3%) | $454,999 (+15.67%) Land $208,329 Building $246,670 |
| 2022 | $117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $224,321 | $393,350 Land $208,921 Building $184,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13883 Tern Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 364 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 508 units insured incl. 144 condo units |
| Nearby Flood Claims | 252 (1988–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13883 Tern Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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