13883 N Lauren Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13883 N Lauren Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,025 sqft · built 1996
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Apr 2005 Second Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R29000030050`

Property Details

APN / Parcel Number

Primary APN	`R29000030050`
Alternative APN	`199165`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1996
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	199165
Street Address	13883 N LAUREN LOOP
City	RATHDRUM
State	ID
Zip	83858-8554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENESIS GARDENS, LT 5 BLOCK 3 0151N05W
Legal Subdivision	GENESIS GARDENS
Legal Block	3
Legal Lot Number	5
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

13883 N Lauren Loop is owned and occupied by an individual who acquired it in April 2022.

Source: Kootenai County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NHS LENDING INC
Apr 20, 2022	Intrafamily Transfer, Transfer · USDA Mortgage USDA
Apr 1, 2005	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2005
Deed Sale	Apr 1, 2005
Prior Sale	Apr 1, 2005
Deed Document Number	1939297000
Last Transfer Date	Apr 20, 2022
Transfer Doc	2896721000
Record Updated	Jun 8, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1939299000
Date	Apr 1, 2005
Instrument	1939299000

Lender

Name	NHS LENDING INC
Type	Non-Lending Institution
Address	BOISE, ID 83702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 20, 2022
Property Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554
Document Number	2896721000
Map Reference	MB G PG 201
Instrument Date	Apr 12, 2022
Instrument	2896721000
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554

Mortgage

Document Number	2896722000
Date	Apr 20, 2022
Instrument	2896722000

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Apr 15, 2055

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 1, 2005
Property Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554
Document Number	1939297000
Map Reference	MB G PG 201&201A
Instrument Date	Mar 30, 2005
Instrument	1939297000
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13883 N LAUREN LOOP, RATHDRUM, ID 83858-8554
Investor	Possibly a Property Investor

Mortgage

Document Number	1939298000
Date	Apr 1, 2005
Instrument	1939298000

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 13883 N Lauren Loop was $1,065 with a homeowner's exemption, down 0.3% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (-0.28%) Homeowner's exemption	$323,010 Land $175,000 Building $148,010	$323,010 Land $175,000 Building $148,010
2024	$1,068.00 (-5.82%)
2023	$1,134.00 (-21.36%) Homeowner's exemption	$349,647 (-1.78%) Land $175,000 Building $174,647	$349,647 (-1.78%) Land $175,000 Building $174,647
2022	$1,442.00 Homeowner's exemption	$355,998 Land $175,000 Building $180,998	$355,998 Land $175,000 Building $180,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13883 N Lauren Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13883 N Lauren Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fatbeam, Wind Wireless, Ziply Fiber.

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