13820 N Lauren Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13820 N Lauren Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,072 sqft · built 1995
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$583,537 (Oct 2021)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R29000020090`

Property Details

APN / Parcel Number

Primary APN	`R29000020090`
Alternative APN	`199183`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,072 sqft Living Area
1st Floor Area	1,536 sqft
Great Room	Great Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	199183
Street Address	13820 N LAUREN LOOP
City	RATHDRUM
State	ID
Zip	83858-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENESIS GARDENS, LT 9 BLOCK 2 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	GENESIS GARDENS
Legal Block	2
Legal Lot Number	9
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1011
Census Tract	301

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7807 N COLFAX ST, DALTON GARDENS, ID 83815-7781
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jan 28, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	20212866532
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	2733887000
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 20, 2021
Property Address	13820 N LAUREN LOOP, RATHDRUM, ID 83858-8844
Document Number	2866532000
Map Reference	MB G PG 201
Instrument Date	Sep 15, 2021
Instrument	2866532000
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11020 NE 194TH DR, BOTHELL, WA 98011-3007

Mortgage

Document Number	2866533000
Date	Oct 20, 2021
Instrument	2866533000

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 13, 2020
Property Address	13820 N LAUREN LOOP, RATHDRUM, ID 83858-8844
Document Number	2770794000
Map Reference	MB G PG 201
Instrument Date	Aug 12, 2020
Instrument	2770794000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13820 N LAUREN LOOP, RATHDRUM, ID 83858-8844

Mortgage

Document Number	2770795000
Date	Aug 13, 2020
Instrument	2770795000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jan 28, 2020
Property Address	13820 N LAUREN LOOP, RATHDRUM, ID 83858-8844
Document Number	2733887000
Instrument Date	Dec 14, 2016
Instrument	2733887000
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13820 N LAUREN LOOP UNIT 1, 1, RATHDRUM, ID 83858-8844

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,580.00 (-6.23%)	$612,576 (+5.04%) Land $166,250 Building $446,326	$612,576 (+5.04%) Land $166,250 Building $446,326
2024	$3,818.00 (+7.19%)
2023	$3,562.00 (-9.02%)	$583,200 (-8.78%) Land $175,000 Building $408,200	$583,200 (-8.78%) Land $175,000 Building $408,200
2022	$3,915.00	$639,324 Land $177,934 Building $461,390	$639,324 Land $177,934 Building $461,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fatbeam, Wind Wireless, Ziply Fiber.

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