13881 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13881 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,743 sqft · built 2016
Lot Size	0.262 acres (11,423 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Oct 2025)
Tax Bill	$9,512 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-1960-00-430`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-1960-00-430`
Alternative APNs	`272234196000430` `128865` `129648` `131030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,743 sqft Living Area
Gross Area	5,741 sqft
1st Floor Area	2,289 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,423 sqft (0.262 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	564 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13881 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 1 85/13 LOT 43
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	CYPRESS RESERVE PH 1
Legal Phase	1
Legal Tract	1960
Legal Lot Number	43
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3000
Census Tract	17116

Owner

13881 Jomatt Loop is owned and occupied by an individual who bought it in October 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE EQUITY PTRS
Jan 4, 2017	Special Warranty Deed, Transfer · ARM SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2025632034
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 31, 2025
Property Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067
Document Number	0000632034
Map Reference	PL 85 PG 13-19
Instrument Date	Oct 22, 2025
Instrument	20250632034
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 EGRET PLACE DR, WINTER GARDEN, FL 34787-1710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067

Mortgage

Document Number	0000632035
Date	Oct 31, 2025
Instrument	20250632035

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2021
Property Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067
Document Number	20210434367
Map Reference	MB 85 PG 13
Instrument Date	Jul 15, 2021
Instrument	20210434367
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	TITLE WAREHOUSES OF AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13509 HARTLE GROVES PL APT 203, 13509, CLERMONT, FL 34711-8754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067

Mortgage

Document Number	20210434368
Date	Jul 20, 2021
Instrument	20210434368

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067
Document Number	0000014815
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13881 JOMATT LOOP WINTER GARDEN FL 347870067, WINTER GARDEN, FL 34787-0067

Mortgage

Document Number	0000014815
Date	Jan 9, 2020
Instrument	14815

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 4, 2017
Property Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067
Document Number	0000003818
Map Reference	MB 85 PG 13-19
Instrument Date	Dec 13, 2016
Instrument	20170003818
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,742.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 JOMATT LOOP, WINTER GARDEN, FL 34787-0067

Mortgage

Document Number	0000003819
Date	Jan 4, 2017
Instrument	20170003819

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 13881 Jomatt Loop was $9,512, up 5.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,690 (+18.95%) Land $125,000 Building $617,690	$742,690 (-1.35%) Land $125,000 Building $617,690
2025	$9,512.00 (+5.19%) Homeowner's exemption	$624,361	$752,840 Land $125,000 Building $627,840
2024	$9,043.00 (+3.5%)
2023	$8,737.00 (+2.84%) Homeowner's exemption	$589,092 (+3%)	$704,077 (+14.77%) Land $110,000 Building $594,077
2022	$8,496.00 Homeowner's exemption	$571,934	$613,477 Land $110,000 Building $503,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13881 Jomatt Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13881 Jomatt Loop is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Jomatt Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures