13870 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13870 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,462 sqft · built 2018
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,900 (Apr 2025)
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-1960-00-670`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-1960-00-670`
Alternative APNs	`272234196000670` `128894` `129678` `131060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,462 sqft Living Area
Gross Area	4,959 sqft
1st Floor Area	2,318 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	668 sqft
Porch	Florida Room
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13870 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 1 85/13 LOT 67
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	CYPRESS RESERVE PH 1
Legal Phase	1
Legal Tract	1960
Legal Lot Number	67
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3017
Census Tract	17116

Owner

Source: Orange County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 14, 2025	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jul 18, 2018	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	2025217103
Prior Transfer Date	Oct 26, 2024
Prior Transfer Doc	0000673815
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071

Mortgage

Document Number	0000145945
Date	Mar 12, 2025
Instrument	20250145945

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 14, 2025
Property Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071
Document Number	0000217103
Map Reference	MB 85 PG 13-19
Instrument Date	Apr 10, 2025
Instrument	20250217103
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,249.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6118 SUNNYVALE DR, ORLANDO, FL 32822-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071

Mortgage

Document Number	0000217104
Date	Apr 14, 2025
Instrument	20250217104

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071
Document Number	0000542061
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13870 JOMATT LOOP WINTER GARDEN FL 347870071, WINTER GARDEN, FL 34787-0071

Mortgage

Document Number	0000542061
Date	Oct 16, 2020
Instrument	542061

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2030

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 18, 2018
Property Address	13870 JOMATT LOOP, WINTER GARDEN, FL 34787-0071
Document Number	0000424559
Instrument Date	Jul 13, 2018
Instrument	424559
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13870 JOMATT LOOP WINTER GARDEN FL 347870071, WINTER GARDEN, FL 34787-0071

Mortgage

Document Number	424560
Date	Jul 18, 2018
Instrument	424560

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,210 (+6%) Land $115,000 Building $597,210	$712,210 (+5.94%) Land $115,000 Building $597,210
2025	$6,592.00 (+5.22%) Homeowner's exemption	$445,141 (+5.99%)	$672,300 (+5.13%) Land $115,000 Building $557,300
2024	$6,265.00 (+3.61%)
2023	$6,047.00 (+2.95%) Homeowner's exemption	$419,996 (+3%)	$639,513 (+15.69%) Land $100,000 Building $539,513
2022	$5,874.00 Homeowner's exemption	$407,763	$552,805 Land $100,000 Building $452,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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