1387 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1387 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,124 sqft · built 1999
Lot Size	0.165 acres (7,207 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (May 2021)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-00100`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-00100`
Alternative APN	`546515`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	948 sqft
2nd Floor Area	1,176 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,207 sqft (0.165 acres)
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces
Patio Area	200 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	546515
Street Address	1387 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE I LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE I
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1387 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	20218710
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 21, 2021
Property Address	1387 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Document Number	0000008710
Instrument Date	May 20, 2021
Instrument	2021-008710
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 NORTHGATE DR, INDEPENDENCE, OR 97351-9552

Mortgage

Document Number	0000008711
Date	May 21, 2021
Instrument	2021-008711

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1387 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Document Number	0000001565
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1387 NORTHGATE DR INDEPENDENCE OR 973519552, INDEPENDENCE, OR 97351-9552

Mortgage

Document Number	0000001565
Date	Feb 7, 2017
Instrument	1565

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,010 (+3%) Land $48,470 Building $205,540	$436,180 (-5.58%) Land $150,000 Building $286,180
2025	$4,500.00 (+3.78%)	$246,620 (+3%) Land $47,060 Building $199,560	$461,940 (+2.27%) Land $150,600 Building $311,340
2024	$4,336.00 (-2.5%)	$239,440 (+3%) Land $45,690 Building $193,750	$451,700 (+4.04%) Land $148,000 Building $303,700
2023	$4,447.00 (+8.92%)	$232,470 (+3%) Land $44,360 Building $188,110	$434,160 (+12.17%) Land $141,500 Building $292,660
2022	$4,083.00	$225,700 Land $43,060 Building $182,640	$387,070 Land $116,000 Building $271,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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