1357 Northgate Dr, Independence, OR 97351 Property Records

Polk County property record for 1357 Northgate Dr, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 1998
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2022)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-00400`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-00400`
Alternative APN	`546544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,183 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,240 sqft (0.143 acres)
Garage Area	425 sqft
Parking Spaces	4 Parking Spaces
Patio Area	190 sqft

Location & Zoning

Account Number	546544
Street Address	1357 NORTHGATE DR
City	INDEPENDENCE
State	OR
Zip	97351-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	NORTHGATE PHASE I LOT 4
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	NORTHGATE PHASE I
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1006
Census Tract	20305

Owner

1357 Northgate Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1357 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Document Number	20224081
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0000008229
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 4, 2022
Property Address	1357 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Document Number	0000004081
Map Reference	VOL 11 PG 14
Instrument Date	Apr 1, 2022
Instrument	2022-004081
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1357 NORTHGATE DR, INDEPENDENCE, OR 97351-9552

Mortgage

Document Number	0000004082
Date	Apr 4, 2022
Instrument	2022-004082

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1357 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008909
Date	May 26, 2021
Instrument	2021-008909

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 18, 2018
Property Address	1357 NORTHGATE DR, INDEPENDENCE, OR 97351-9552
Document Number	0000010961
Instrument Date	Sep 14, 2018
Instrument	10961
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1357 NORTHGATE DR INDEPENDENCE OR 973519552, INDEPENDENCE, OR 97351-9552

Mortgage

Document Number	10962
Date	Sep 18, 2018
Instrument	10962

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1357 Northgate Dr was $2,852, up 3.7% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,000 (+2.99%) Land $45,960 Building $115,040	$350,310 (+6.24%) Land $150,000 Building $200,310
2025	$2,852.00 (+3.75%)	$156,320 (+3%) Land $44,630 Building $111,690	$329,740 (-8.62%) Land $135,000 Building $194,740
2024	$2,749.00 (-2.48%)	$151,770 (+3%) Land $43,330 Building $108,440	$360,860 (+4.11%) Land $148,000 Building $212,860
2023	$2,819.00 (+8.93%)	$147,350 (+3%) Land $42,060 Building $105,290	$346,620 (+14.46%) Land $141,500 Building $205,120
2022	$2,588.00	$143,060 Land $40,840 Building $102,220	$302,820 Land $116,000 Building $186,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1357 Northgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1357 Northgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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