13862 Cinch Ln, Gainesville, VA 20155 Property Records

Prince William County property record for 13862 Cinch Ln, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,313 sqft · built 2000
Lot Size	0.188 acres (8,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Oct 2016)
Tax Bill	$6,846 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7397-89-3885`

Property Details

APN / Parcel Number

Primary APN	`7397-89-3885`
Alternative APN	`213216`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	5,026 sqft
1st Floor Area	2,313 sqft
Basement Area	2,313 sqft
Finished Basement	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Rambler
Exterior Material	Aluminum/Vinyl
Lot Area	8,211 sqft (0.188 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	103 sqft
Deck Area	389 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	213216
Street Address	13862 CINCH LN
City	GAINESVILLE
State	VA
Zip	20155-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED MIXED RES
Legal Description	HERITAGE HUNT PH 4 SEC 2 L-40
Legal Subdivision	HERITAGE HUNT
Legal Phase	4
Legal Block	89
Legal Lot Number	40
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4006
Census Tract	901504

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13862 CINCH LN, GAINESVILLE, VA 20155-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 7, 2016	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Nov 21, 2000 · Amount on Record
Deed Document Number	201610240087371
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	13862 CINCH LN, GAINESVILLE, VA 20155-3108
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000004919
Date	Jan 13, 2021
Instrument	202101130004919

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	13862 CINCH LN, GAINESVILLE, VA 20155-3108
Document Number	0000001980
Instrument Date	Dec 7, 2016
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13862 CINCH LN GAINESVILLE VA 201553108, GAINESVILLE, VA 20155-3108

Mortgage

Document Number	0000001980
Date	Jan 9, 2017
Instrument	1980

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,846.00	$658,000 Land $155,000 Building $503,000	$658,000 Land $155,000 Building $503,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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