13860 Luna Dr, Naples, FL 34109 Property Records

Collier County property record for 13860 Luna Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,754 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$937,198 (May 2017)
Tax Bill	$7,672 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`657510 384A01`

Property Details

APN / Parcel Number

Primary APN	`657510 384A01`
Alternative APN	`76480011122`

Interior

Stories	2 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	364 sqft
Deck Area	1,018 sqft

Location & Zoning

Street Address	13860 LUNA DR
City	NAPLES
State	FL
Zip	34109-0572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLE CITRUS GROVE LOT 38
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	TEMPLE CITRUS GROVE
Legal Tract	657510
Legal Block	1
Legal Lot Number	38
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10430

Owner

13860 Luna Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13860 LUNA DR, NAPLES, FL 34109-0572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
May 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Deed Document Number	20175406959
Deed Book / Page	5395 / 3297
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	13860 LUNA DR, NAPLES, FL 34109-0572
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13860 LUNA DR, NAPLES, FL 34109-0572

Mortgage

Document Number	0061571376
Date	Jul 27, 2022
Book Page	6157/1376
Instrument	6288264

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	13860 LUNA DR, NAPLES, FL 34109-0572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054193893
Date	Jul 28, 2017
Book Page	5419/3893
Instrument	5434719

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	May 18, 2017
Property Address	13860 LUNA DR, NAPLES, FL 34109-0572
Document Number	0053953297
Book / Page	005395 / 003297
Instrument Date	May 16, 2017
Instrument	5406959
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$6,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13860 LUNA DR NAPLES FL 341090572, NAPLES, FL 34109-0572

Tax Assessment & Valuation

The 2025 property tax bill for 13860 Luna Dr was $7,672 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840,876 (+2.7%)	$1,288,272 (+16.53%) Land $361,863 Building $926,409
2025	$7,672.00 Homeowner's exemption	$818,769	$1,105,545 Land $458,055 Building $647,490
2023	$7,445.00 (-2.88%) Homeowner's exemption	$772,518 (+3%)	$1,385,691 (+12.84%) Land $549,666 Building $836,025
2022	$7,666.00 Homeowner's exemption	$750,017	$1,227,999 Land $340,370 Building $887,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13860 Luna Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13860 Luna Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Luna Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures