13856 Luna Dr, Naples, FL 34109 Property Records

Collier County property record for 13856 Luna Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,754 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,265,000 (Jul 2021)
Tax Bill	$10,199 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`657510 374A01`

Property Details

APN / Parcel Number

Primary APN	`657510 374A01`
Alternative APN	`76480011106`

Interior

Stories	2 Stories
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	512 sqft
Deck Area	1,018 sqft

Location & Zoning

Street Address	13856 LUNA DR
City	NAPLES
State	FL
Zip	34109-0572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLE CITRUS GROVE LOT 37
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	TEMPLE CITRUS GROVE
Legal Tract	657510
Legal Block	1
Legal Lot Number	37
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	10430

Owner

13856 Luna Dr is owned by two individuals who bought it in July 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 9TH AVE S, NAPLES, FL 34102-6936
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · VA Mortgage SOUTH STATE BANK NA
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 25, 2017	Special Warranty Deed, Transfer · Conventional Mortgage GLFINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	May 25, 2017 · Amount on File
Deed Document Number	20216088043
Deed Book / Page	5974 / 1648
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 1, 2021
Property Address	13856 LUNA DR, NAPLES, FL 34109-0572
Document Number	0059741648
Book / Page	5974 / 1648
Map Reference	MB 57 PG 9
Instrument Date	Jun 29, 2021
Instrument	6088043
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9652 SUMMER PL, 9652, NAPLES, FL 34109-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13856 LUNA DR, NAPLES, FL 34109-0572

Mortgage

Document Number	59741650
Date	Jul 1, 2021
Instrument	5974/1650

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	13856 LUNA DR, NAPLES, FL 34109-0572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054720126
Date	Jan 29, 2018
Book Page	5472/0126
Instrument	5502737

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 25, 2017
Property Address	13856 LUNA DR, NAPLES, FL 34109-0572
Document Number	0053981710
Book / Page	5398 / 1710
Map Reference	MB57 PG9
Instrument Date	May 19, 2017
Instrument	5410013
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13856 LUNA DR, NAPLES, FL 34109-0572

Mortgage

Document Number	0005410014
Date	May 25, 2017
Instrument	5410014

Lender

Name	GLFINANCIAL SERVICES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13856 Luna Dr was $10,199.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,258,953 (+15.54%) Land $361,863 Building $897,090	$1,258,953 (+15.54%) Land $361,863 Building $897,090
2025	$10,199.00 Homeowner's exemption Veteran's exemption	$1,089,614 Land $458,055 Building $631,559	$1,089,614 Land $458,055 Building $631,559
2023	$11,710.00 (-3.06%) Homeowner's exemption Veteran's exemption	$1,212,195 (+3%)	$1,362,767 (+13.24%) Land $549,666 Building $813,101
2022	$12,080.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$1,176,888	$1,203,451 Land $340,370 Building $863,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13856 Luna Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13856 Luna Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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