1386 S Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1386 S Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,728 sqft · built 1945
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2026)
Tax Bill	$2,806 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-582-0030-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-582-0030-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,728 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1386 S RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	E 1/2 OF LOT 9 BLOCK 1 OAKLAND WS HOPKINS ADDITION ACCORDING TO THE PLAT RECORDED IN LIBER 4 OF PLATS PG 40 ST CLAIR COUNTY
Legal Subdivision	OAKLAND WS HOPKINS ADD
Legal Block	1
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3038
Census Tract	642000

Owner

1386 S Riverside Ave is owned and occupied by two individuals who bought it in January 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 JOHN L ST, PORT HURON, MI 48060-4190
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK
Mar 18, 2024	Gift Deed, Transfer
Jul 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Deed Document Number	20262021
Deed Book / Page	5893 / 660
Prior Transfer Date	Feb 21, 2024
Prior Transfer Doc	0005697960
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 29, 2026
Property Address	1386 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133
Document Number	0005893660
Book / Page	5893 / 660
Map Reference	LB 4 PG 40
Instrument Date	Jan 9, 2026
Instrument	2026002021
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 ELMWOOD AVE, EAST CHINA, MI 48054-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 JOHN L ST, PORT HURON, MI 48060-4190

Mortgage

Document Number	2026002022
Date	Jan 29, 2026
Instrument	2026002022

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 18, 2024
Property Address	1386 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133
Document Number	0005697960
Book / Page	5697 / 960
Map Reference	LB 4 OF PG 40
Instrument Date	Feb 21, 2024
Instrument	2024004347
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1386 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1386 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2018
Property Address	1386 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133
Document Number	0049660770
Book / Page	004966 / 000770
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1386 S RIVERSIDE AVE ST CLAIR MI 480795133, ST CLAIR, MI 48079-5133

Tax Assessment & Valuation

The 2025 property tax bill for 1386 S Riverside Ave was $2,806 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,200 (+12.91%)	$248,400
2025	$2,806.00 (+2.82%) Homeowner's exemption	$110,000
2024	$2,729.00		$220,000
2023		$85,200
2022	$2,537.00		$170,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1386 S Riverside Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1386 S Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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