1386 Riverside Rd, Niles, MI 49120 Property Records

Berrien County property record for 1386 Riverside Rd, Niles, MI 49120

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Nov 2025)
Tax Bill	$931 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0020-0005-54-3`

Property Details

APN / Parcel Number

Primary APN	`14-0020-0005-54-3`
Alternative APN	`11-14-0020-0005-54-3`

Exterior

Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	358 ft deep x 125 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1386 RIVERSIDE RD
City	NILES
State	MI
Zip	49120-9056
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RP
Legal Description	BEG 82.62' N36DEG34'46E & 2474.14' N89DEG36'05"E OF THE SW COR SEC 20 T7S R17W TH S89DEG36'05"W 238.3' TH N26DEG32'14"E
Legal Range	17W
Legal Township	07S
Legal Section	20
Legal Subdivision	RIVERSIDE
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2039
Census Tract	20400

Owner

1386 Riverside Rd, residential vacant land, is owned by two individuals who bought it in November 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 E MAIN ST, 301, NILES, MI 49120-2234
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Mar 13, 2024	Intrafamily Transfer, Transfer
Apr 18, 2023	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Apr 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Apr 18, 2023 · Amount on File
Deed Document Number	2025446414
Deed Book / Page	3464 / 3837
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 18, 2025
Property Address	1386 RIVERSIDE RD, NILES, MI 49120-9056
Document Number	03464/3837
Book / Page	3464 / 3837
Instrument Date	Nov 7, 2025
Instrument	2025446414
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 E MAIN ST APT 301, 301, NILES, MI 49120-2234

Mortgage

Document Number	0034643839
Date	Nov 18, 2025
Instrument	3464/3839

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 13, 2024
Property Address	1386 RIVERSIDE RD, NILES, MI 49120-9056
Document Number	03422/1963
Book / Page	3422 / 1963
Instrument Date	Mar 12, 2024
Instrument	2024401377
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 CENTER DR, BUCHANAN, MI 49107-9437

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 18, 2023
Property Address	1386 RIVERSIDE RD, NILES, MI 49120-9056
Document Number	03402/2177
Book / Page	3402 / 2177
Instrument Date	Apr 17, 2023
Instrument	2023378907
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 BROCKWAY AVE, SOUTH HAVEN, MI 49090-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3133 CENTER DR, BUCHANAN, MI 49107-9437

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 18, 2019
Property Address	1386 RIVERSIDE RD, NILES, MI 49120-9056
Document Number	03234/3367
Book / Page	3234 / 3367
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Tax	$193.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1548 JUSTICE LN, NILES, MI 49120-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17296 DOUGLAS RD, SOUTH BEND, IN 46635-1727

Tax Assessment & Valuation

The 2025 property tax bill for 1386 Riverside Rd was $931, down 28.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,200 (+10.45%)	$44,400 (+10.45%)
2025	$931.00 (-28.38%)	$20,100	$40,200
2024	$1,300.00
2023		$12,400	$24,800
2022	$575.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1386 Riverside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1386 Riverside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: Mercury Fiber, Midwest Energy & Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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