1386 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 1386 Clay St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1950
Lot Size	0.564 acres (24,611 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,641 (2025)
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014970-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014970-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Heated Area
Gross Area	1,670 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1950
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	24,611 sqft (0.564 acres)
Lot Dimensions	123 ft deep x 300 ft wide
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1386 CLAY ST
City	FLEMING ISLAND
State	FL
Zip	32003-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21-23 & 27-29 BLK 6A FLEMING ISL ESTATES AS REC O R 192PG 438;2246 PGS 237 & 239 & 2
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	6A
Legal Lot Number	21-23 22
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3211 MARYLAND AVE, GREEN COVE SPRINGS, FL 32043-8706
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2004
Deed Sale	Jun 23, 2004
Prior Sale	Aug 13, 2003
Deed Document Number	0002392896
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00 (+0.77%)	$263,029 (+0.25%) Land $210,000 Building $53,029	$263,029 (+0.25%) Land $210,000 Building $53,029
2023	$3,613.00 (+31.57%)	$262,384 (+57.43%) Land $210,000 Building $52,384	$262,384 (+57.43%) Land $210,000 Building $52,384
2022	$2,746.00	$166,664 Land $120,000 Building $46,664	$166,664 Land $120,000 Building $46,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20