Clay County property record for 1346 Clay St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,774 sqft · built 1950 |
| Lot Size | 2.25 acres (98,358 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $913 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014969-000-00 |
| Primary APN | 38-05-26-014969-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,774 sqft Living Area |
| 1st Floor Area | 2,774 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 98,358 sqft (2.25 acres) |
| Lot Dimensions | 246 ft deep x 400 ft wide |
| Storage Building | 240 sqft |
| Cooling System | None |
|---|
| Street Address | 1346 CLAY ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 6A FLEMING ISLAND ESTATES OR 4949 PG 1658 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLAND ESTATES |
| Legal Block | 6A |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30707 |
Source: Clay County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1334 CLAY ST, FLEMING ISLAND, FL 32003-9312 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · VA Mortgage INSPIRE HOME LOANS INC |
| Feb 17, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 |
| Deed Sale | Sep 1, 2026 |
| Prior Sale | Jul 15, 2025 · Amount on Record |
| Deed Document Number | 202643817 |
| Deed Book / Page | 5082 / 95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 1, 2026 |
| Property Address | 1346 CLAY ST, FLEMING ISLAND, FL 32003-9312 |
| Document Number | 0000043817 |
| Book / Page | 5082 / 95 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202643817 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | PARKWAY TITLE AND CLOSING LLC, PARKWAY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000043818, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202643818 |
| Name | INSPIRE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 17, 2026 |
| Property Address | 1346 CLAY ST, FLEMING ISLAND, FL 32003-9312 |
| Document Number | 0050140517 |
| Book / Page | 5014 / 517 |
| Map Reference | MB 4 PG 63 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026006985 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12927 FORT CAROLINE RD, JACKSONVILLE, FL 32225-1244 |
| Name | Verified Name |
|---|---|
| Address | 2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913.00 (-20.82%) | $105,025 (+5.99%) | $142,612 (-73.3%) Land $26,250 Building $116,362 |
| 2023 | $1,153.00 (+8.16%) Homeowner's exemption Widower's exemption | $99,094 (+3%) | $534,124 (+57.67%) Land $420,000 Building $114,124 |
| 2022 | $1,066.00 Homeowner's exemption Widower's exemption | $96,208 | $338,760 Land $240,000 Building $98,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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