13851 Whispering Meadows Ln, Jamul, CA 91935 Property Records

San Diego County property record for 13851 Whispering Meadows Ln, Jamul, CA 91935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1988
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$1,077,500 (Jan 2025)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Nov 2021 Transfer Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-200-26-00`

Property Details

APN / Parcel Number

Primary APN	`597-200-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	58,370 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13851 WHISPERING MEADOWS LN
City	JAMUL
State	CA
Zip	91935-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 3 TR PM09267
Legal Subdivision	PARCEL MAP NO 9267
Legal Tract	9267
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1012
Census Tract	21304

Owner

13851 Whispering Meadows Ln is owned and occupied by two individuals who bought it in January 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13851 WHISPERING MEADOWS LN, JAMUL, CA 91935-3140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer
Dec 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Dec 12, 1986 · Amount on File
Deed Document Number	202514838
Prior Transfer Date	Jan 10, 2025
Prior Transfer Doc	0000014837
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2021
Property Address	13851 WHISPERING MEADOWS LN, JAMUL, CA 91935-3140
Document Number	0000788919
Instrument Date	Sep 14, 2021
Instrument	2021-0788919
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13851 WHISPERING MEADOWS LN, JAMUL, CA 91935-3140
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13851 WHISPERING MEADOWS LN, JAMUL, CA 91935-3140
Document Number	0000003496
Instrument Date	Dec 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13851 WHISPERING MEADOWS LN JAMUL CA 919353140, JAMUL, CA 91935-3140

Mortgage

Document Number	0000003496
Date	Jan 6, 2020
Instrument	3496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2035

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13851 WHISPERING MEADOWS LN, JAMUL, CA 91935-3140
Document Number	0000014785
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13851 WHISPERING MEADOWS LN JAMUL CA 919353140, JAMUL, CA 91935-3140

Mortgage

Document Number	0000014785
Date	Jan 11, 2017
Instrument	14785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 13851 Whispering Meadows Ln was $3,929.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Jamul-Dulzura Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,099,049 (+240.88%) Land $498,300 Building $600,749
2025	$3,929.00 Homeowner's exemption	$322,412 Land $146,179 Building $176,233
2023	$3,778.00 (+2.44%) Homeowner's exemption	$309,894 Land $140,503 Building $169,391
2022	$3,688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13851 Whispering Meadows Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13851 Whispering Meadows Ln is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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