1385 Sumter Ln, Melbourne, FL 32904 Property Records

Brevard County property record for 1385 Sumter Ln, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2018)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-17-28-*-216`

Property Details

APN / Parcel Number

Primary APN	`28-37-17-28-*-216`
Alternative APNs	`28-37-17-28-00000.0-0216.00` `2860712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	454 sqft
Porch	Finished/Open Porch
Porch Area	398 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2860712
Street Address	1385 SUMTER LN
City	MELBOURNE
State	FL
Zip	32904-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	OAK GROVE AT WEST MELBOURNE PHASE THREE LOT 216
Legal Range	37E
Legal Township	28S
Legal Section	17
Legal Subdivision	OAK GROVE AT WEST MELBOURNE PHASE THREE
Legal Phase	3
Legal Lot Number	216
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3006
Census Tract	65022

Owner

1385 Sumter Ln is owned and occupied by an individual who bought it in March 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1385 SUMTER LN, MELBOURNE, FL 32904-8743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 2, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on File
Deed Sale	Mar 30, 2018 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	201871602
Deed Book / Page	8128 / 398
Prior Transfer Date	Oct 30, 2014
Prior Transfer Doc	0000224566
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1385 SUMTER LN, WEST MELBOURNE, FL 32904-8743
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 SUMTER LN, MELBOURNE, FL 32904-8743

Mortgage

Document Number	0090830598
Date	Apr 12, 2021
Book Page	9083/598
Instrument	2021091708

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 2, 2018
Property Address	1385 SUMTER LN, WEST MELBOURNE, FL 32904-8743
Document Number	0081280398
Book / Page	008128 / 000398
Instrument Date	Feb 28, 2018
Instrument	71602
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1385 SUMTER LN WEST MELBOURNE FL 329048743, WEST MELBOURNE, FL 32904-8743

Mortgage

Document Number	81280400
Date	Apr 2, 2018
Book Page	008128/000400
Instrument	71603

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1385 Sumter Ln was $3,519 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,510 (+2.7%)	$368,430 (+0.18%)
2025	$3,519.00 Homeowner's exemption	$266,320	$367,770
2023	$4,458.00 (+5.09%) Homeowner's exemption	$251,290 (+3%)	$352,770 (+5.15%) Land $85,000 Building $267,770
2022	$4,242.00 Homeowner's exemption	$243,980	$335,480 Land $80,000 Building $255,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Sumter Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Sumter Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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