Cherokee County property record for 1385 Co Rd 642, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1996 |
| Lot Size | 1.01 acres (44,334 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,102 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 13-10-07-25-0-000-269.000 |
| Primary APN | 13-10-07-25-0-000-269.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,334 sqft (1.01 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 28 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 14937 |
|---|---|
| Street Address | 1385 COUNTY ROAD 642 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 FIRST ADDITION DESOTO WEISS ESTATES PARADISE POINT,PB 10 PG 31 |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 25 |
| Legal Subdivision | DESOTO WEISS ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 955701 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1100 HAYWOOD VALLEY RD, ARMUCHEE, GA 30105-2122 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1385 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2150 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1100 HAYWOOD VALLEY RD, ARMUCHEE, GA 30105-2122 |
| Document Number | 0000232554 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 232554 |
| Name | FIRST NATIONAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHATSWORTH, GA 30705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,102.00 (+6.89%) | ||
| 2025 | $1,031.00 (+6.95%) | $21,720 (+8.06%) Land $13,900 Building $7,820 | $247,300 (+7.8%) Land $140,000 Building $107,300 |
| 2024 | $964.00 | $20,100 (-12.46%) Land $12,500 Building $7,600 | $229,400 (-) Land $125,000 Building $104,400 |
| 2023 | $964.00 | $22,960 (+49.48%) | $229,400 (-) Land $125,000 Building $104,400 |
| 2022 | $964.00 | $15,360 Land $12,500 Building $2,860 | $229,400 Land $125,000 Building $104,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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