1385 45th Ave, Apt 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1385 45th Ave, Apt 4, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 925 sqft · built 1972
Lot Size	0.019 acres (828 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jan 2024)
Tax Bill	$8,697 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-622-16`

Property Details

APN / Parcel Number

Primary APN	`034-622-16`
Alternative APN	`034-622-16-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	828 sqft (0.019 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1385 45TH AVE, 4
City	CAPITOLA
State	CA
Zip	95010-3146
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	533 CAPITOLA SHORES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1020
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1385 45TH AVE, 4, CAPITOLA, CA 95010-3146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 7, 2020	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 8, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	20241560
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0000040550
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 26, 2024
Property Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146
Document Number	0000001560
Map Reference	VOL 53 PG 16
Instrument Date	Jan 12, 2024
Instrument	2024-0001560
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146

Mortgage

Document Number	0000001561
Date	Jan 26, 2024
Instrument	2024-0001561

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 7, 2020
Property Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146
Document Number	0000040550
Instrument Date	Oct 7, 2020
Instrument	40550
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 45TH AVE #4 CAPITOLA CA 950103146, 4, CAPITOLA, CA 95010-3146

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146
Document Number	0000040551
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 45TH AVE #4 CAPITOLA CA 950103146, 4, CAPITOLA, CA 95010-3146

Mortgage

Document Number	0000040551
Date	Oct 7, 2020
Instrument	40551

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2019
Property Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146
Document Number	0000005946
Instrument Date	Feb 27, 2019
Instrument	5946
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3373 - B PUNTA ALTA LAGUNA WOODS CA 92637, LAGUNA WOODS, CA 92637

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 8, 2019
Property Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146
Document Number	0000005947
Map Reference	VOL 53 PG 16
Instrument Date	Feb 27, 2019
Instrument	2019-0005947
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1385 45TH AVE APT 4, 4, CAPITOLA, CA 95010-3146

Mortgage

Document Number	0000005948
Date	Mar 8, 2019
Instrument	2019-0005948

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,260 (+2%) Land $473,382 Building $202,878
2025	$8,697.00 (+34.65%) Homeowner's exemption	$663,000 (+32.98%) Land $464,100 Building $198,900
2023	$6,459.00 (+1.38%)	$498,574 Land $349,002 Building $149,572	$604,170
2022	$6,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures