1385 45th Ave, Apt 2, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1385 45th Ave, Apt 2, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 890 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Nov 2023)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-622-14`

Property Details

APN / Parcel Number

Primary APN	`034-622-14`
Alternative APN	`034-622-14-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1385 45TH AVE, 2
City	CAPITOLA
State	CA
Zip	95010-3146
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	35
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1020
Census Tract	121701

Owner

1385 45th Ave, Apt 2 is owned and occupied by an individual who bought it in November 2023.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1385 45TH AVE, 2, CAPITOLA, CA 95010-3146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Nov 7, 2023	Grant Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 27, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Jun 14, 2016 · Amount on File
Deed Document Number	202321557
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0000006915
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1385 45TH AVE APT 2, 2, CAPITOLA, CA 95010-3146
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 45TH AVE 2, 2, CAPITOLA, CA 95010-3146

Mortgage

Document Number	0000028342
Date	Dec 22, 2025
Instrument	2025-0028342

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	MERIDIAN, ID 83642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2023
Property Address	1385 45TH AVE APT 2, 2, CAPITOLA, CA 95010-3146
Document Number	0000021557
Map Reference	VOL 53 PG 16
Instrument Date	Nov 2, 2023
Instrument	2023-0021557
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 45TH AVE APT 2, 2, CAPITOLA, CA 95010-3146

Mortgage

Document Number	0000021558
Date	Nov 7, 2023
Instrument	2023-0021558

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2020
Property Address	1385 45TH AVE APT 2, 2, CAPITOLA, CA 95010-3146
Document Number	0000006917
Instrument Date	Feb 26, 2020
Instrument	6917
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 45TH AVE #2 CAPITOLA CA 950103146, 2, CAPITOLA, CA 95010-3146

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 27, 2020
Property Address	1385 45TH AVE APT 2, 2, CAPITOLA, CA 95010-3146
Document Number	0000006915
Instrument Date	Feb 26, 2020
Instrument	6915
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 45TH AVE #2 CAPITOLA CA 950103146, 2, CAPITOLA, CA 95010-3146

Tax Assessment & Valuation

The 2025 property tax bill for 1385 45th Ave, Apt 2 was $9,066.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,270 (+2%) Land $494,190 Building $208,080
2025	$9,066.00	$688,500 Land $484,500 Building $204,000
2023	$6,151.00 (+1.43%) Homeowner's exemption	$477,319 Land $352,158 Building $125,161	$554,310
2022	$6,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 45th Ave, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1385 45th Ave, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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