13849 Pinto Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 13849 Pinto Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,934 sqft · built 2016
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Mar 2018)
Tax Bill	$8,420 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-022-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-022-009.000-018`
Alternative APN	`1709210022009000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,934 sqft Living Area
1st Floor Area	1,835 sqft
2nd Floor Area	1,602 sqft
Basement Area	1,835 sqft
Finished Basement	1,497 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709210022009000
Street Address	13849 PINTO DR
City	CARMEL
State	IN
Zip	46032-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .45, SECTION 21, TOWNSHIP 18, RANGE 3, WESTMONT/CARMEL CLAY, SECTION 2B, LOT 76, IRREGULAR SHAPE
Legal Subdivision	WESTMONT SEC 2B
Legal Lot Number	76
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2021
Census Tract	110909

Owner

13849 Pinto Dr is owned and occupied by an individual who bought it in March 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	13849 PINTO DR, CARMEL, IN 46032-8848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Mar 26, 2018	Warranty Deed, Transfer BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	Apr 27, 2016 · Amount on File
Deed Document Number	2018012623
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13849 PINTO DR, CARMEL, IN 46032-8848
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005017
Date	Feb 9, 2026
Instrument	2026005017

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 26, 2018
Property Address	13849 PINTO DR, CARMEL, IN 46032-8848
Document Number	0000012623
Instrument Date	Mar 23, 2018
Instrument	12623
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13849 PINTO DR CARMEL IN 460328848, CARMEL, IN 46032-8848

Mortgage

Document Number	12624
Date	Mar 26, 2018
Instrument	12624

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$727,500 (-1.24%) Land $182,100 Building $545,400	$727,500 (-1.24%) Land $182,100 Building $545,400
2024	$8,420.00 (+10.8%)	$736,600 (+9.58%) Land $182,100 Building $554,500	$736,600 (+9.58%) Land $182,100 Building $554,500
2023	$7,599.00 (+15.96%) Homeowner's exemption	$672,200 (+17.19%) Land $118,700 Building $553,500	$672,200 (+17.19%) Land $118,700 Building $553,500
2022	$6,553.00 Homeowner's exemption	$573,600 Land $118,700 Building $454,900	$573,600 Land $118,700 Building $454,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13849 Pinto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13849 Pinto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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