13822 Pinto Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 13822 Pinto Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,057 sqft · built 2016
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$984,400 (Jul 2022)
Tax Bill	$9,210 (2024)
Deeds & Mortgages	Jul 2026 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-021-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-021-001.000-018`
Alternative APN	`1709210021001000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,057 sqft Living Area
Gross Area	6,002 sqft
1st Floor Area	5,392 sqft
2nd Floor Area	1,488 sqft
Basement Area	1,952 sqft
Finished Basement	1,617 sqft
Unfinished Basement	335 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13822 PINTO DR
City	CARMEL
State	IN
Zip	46032-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .44, SECTION 21, TOWNSHIP 18, RANGE 3, WESTMONT/CARMEL CLAY, SECTION 2A, LOT 42
Legal Range	03
Legal Township	18
Legal Section	21
Legal Subdivision	WESTMONT/CARMEL CLAY SECTION 2A
Legal Lot Number	42
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2017
Census Tract	110909

Owner

13822 Pinto Dr is owned and occupied by an individual who acquired it in June 2026.

Source: Hamilton County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13822 PINTO DR, CARMEL, IN 46032-8848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2022	Re-recorded Document · ARM STATE BANK & TRUST CO
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	202235149
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000030533
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 7, 2026
Property Address	13822 PINTO DR, CARMEL, IN 46032-8848
Document Number	0000030533
Instrument Date	Jun 17, 2026
Instrument	202630533
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13822 PINTO DR, CARMEL, IN 46032-8848

July 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HAMILTON IN
Recording Date	Jul 14, 2022
Property Address	13822 PINTO DR, CARMEL, IN 46032-8848
Document Number	0000035149
Map Reference	DOC 2015014313
Instrument Date	Jun 28, 2022
Instrument	2022035149
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13822 PINTO DR, CARMEL, IN 46032-8848

Mortgage

Document Number	0000035150
Date	Jul 14, 2022
Instrument	2022035150

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 11, 2022
Property Address	13822 PINTO DR, CARMEL, IN 46032-8848
Document Number	0000034473
Instrument Date	Jun 28, 2022
Instrument	2022034473
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13822 PINTO DR, CARMEL, IN 46032-8848

Mortgage

Document Number	0000034474
Date	Jul 11, 2022
Instrument	2022034474

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$794,000 (-1.23%) Land $180,300 Building $613,700	$794,000 (-1.23%) Land $180,300 Building $613,700
2024	$9,210.00 (+2.19%)	$803,900 (+6.82%) Land $180,300 Building $623,600	$803,900 (+6.82%) Land $180,300 Building $623,600
2023	$9,013.00 (+13.81%) Homeowner's exemption	$752,600 (+15.96%) Land $117,500 Building $635,100	$752,600 (+15.96%) Land $117,500 Building $635,100
2022	$7,919.00 Homeowner's exemption	$649,000 Land $117,500 Building $531,500	$649,000 Land $117,500 Building $531,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13822 Pinto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13822 Pinto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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