13848 Nancy Lou Loop, Athens, AL 35611 Property Records

Limestone County property record for 13848 Nancy Lou Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1970
Owner	Individual Name on Record
Last Sale	$30,000 (Feb 2017)
Tax Bill	$325 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1503050001035000`

Property Details

APN / Parcel Number

Primary APN	`1503050001035000`
Alternative APNs	`11500380` `48607`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Flooring	Hardwood
Interior Walls	Plywood

Exterior

Year Built	Built 1970
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Dimensions	170 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11500380
Street Address	13848 NANCY LOU LOOP
City	ATHENS
State	AL
Zip	35611-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NANCY LOU SD LOT 36 BLK #SEC 5 4 5N
Legal Subdivision	NANCY LOU SD
Legal Lot Number	36
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2048
Census Tract	21101

Owner

Source: Limestone County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage PEOPLES STATE BANK OF COMMERCE
	Deed of Trust, Mortgage
Mar 10, 2011	Deed of Trust, Mortgage PEOPLES STATE BANK OF COMMERCE
Feb 28, 2006	Deed of Trust, Mortgage COMPASS BANK
Feb 23, 2017	Warranty Deed, Transfer
Oct 4, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Oct 4, 2005
Deed Document Number	0201710089
Deed Book / Page	2017 / 10089
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/15023
Date	Mar 20, 2017
Book Page	2017/15023

Lender

Name	PEOPLES STATE BANK OF COMMERCE
Type	Bank
Address	ARDMORE, TN 38449

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2022

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/11498
Date	Mar 10, 2011
Book Page	2011/11498

Lender

Name	PEOPLES STATE BANK OF COMMERCE
Address	26327 MAIN ST ARDMORE TN 38449

Agreement

Amount	Amount Recorded
Term	116 Months
Due	Nov 19, 2020

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/12314
Date	Feb 28, 2006
Book Page	2006/12314

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Feb 23, 2017
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Document Number	2017/10089
Book / Page	2017 / 10089
Instrument Date	Feb 21, 2017
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834

October 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Oct 4, 2005
Property Address	13848 NANCY LOU LOOP, ATHENS, AL 35611-6834
Document Number	2005/61208
Book / Page	2005 / 61208
Instrument Date	Oct 4, 2005
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00 (+10.17%) Homeowner's exemption	$11,600 (-)	$115,900 (-) Land $4,500 Building $111,400
2024	$295.00 (-9.23%) Homeowner's exemption	$11,600 (-)	$115,900 (-) Land $4,500 Building $111,400
2023	$325.00 (+49.77%) Homeowner's exemption	$11,600 (+44.64%)	$115,900 (+44.69%) Land $4,500 Building $111,400
2022	$217.00 Homeowner's exemption	$8,020	$80,100 Land $5,600 Building $74,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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