13830 Nancy Lou Loop, Athens, AL 35611 Property Records

Limestone County property record for 13830 Nancy Lou Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,474 sqft · built 1990
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Tax Bill	$298 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1503050001036000`

Property Details

APN / Parcel Number

Primary APN	`1503050001036000`
Alternative APNs	`11500381` `26291`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11500381
Street Address	13830 NANCY LOU LOOP
City	ATHENS
State	AL
Zip	35611-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NANCY LOU SD LOT 37 BLK # SEC 5 4 5N
Legal Range	05W
Legal Township	04S
Legal Section	05
Legal Subdivision	NANCY LOU SUBDIVISION
Legal Lot Number	37
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2048
Census Tract	21101

Owner

Source: Limestone County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13830 NANCY LOU LOOP, ATHENS, AL 35611-6834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2005	Deed of Trust, Mortgage CITIFINANCIAL CORP, LLC
Aug 3, 2006	Deed of Trust, Mortgage CITIFINANCIAL CORPORATION LLC
Oct 17, 2018	Deed, Transfer · FHA Mortgage CITIZENS BANK
Aug 3, 2009	Quit Claim Deed, Transfer FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018
Deed Sale	Oct 17, 2018
Deed Book / Page	2018 / 62470
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	2009/48150
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	ATHENS, AL 35611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/45640
Date	Aug 4, 2005
Book Page	2005/45640

Lender

Name	CITIFINANCIAL CORP, LLC

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2025

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	ATHENS, AL 35611
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/50268
Date	Aug 3, 2006
Book Page	2006/50268

Lender

Name	CITIFINANCIAL CORPORATION LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Oct 17, 2018
Property Address	ATHENS, AL 35611
Document Number	2018/62470
Book / Page	2018 / 62470
Instrument Date	Oct 11, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 NANCY LOU LOOP, ATHENS, AL 35611-6834

Mortgage

Document Number	0201862475
Date	Oct 17, 2018
Instrument	2018/62475

Lender

Name	CITIZENS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIMESTONE AL
Recording Date	Aug 3, 2009
Property Address	ATHENS, AL 35611
Document Number	2009/48150
Book / Page	2009 / 48150
Instrument Date	Jul 24, 2009
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009/48152
Date	Aug 3, 2009
Book Page	2009/48152

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Term	360 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298.00 (+11.19%) Homeowner's exemption	$10,700 (-)	$106,900 (-) Land $4,500 Building $102,400
2024	$268.00 (-60.06%) Homeowner's exemption	$10,700 (-)	$106,900 (-) Land $4,500 Building $102,400
2023	$671.00 (+41.56%)	$10,700 (-27.8%)	$106,900 (+44.26%) Land $4,500 Building $102,400
2022	$474.00	$14,820	$74,100 Land $5,600 Building $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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