13845 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 13845 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,139 sqft · built 1950
Lot Size	5 acres (218,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Jun 2003)
Tax Bill	$859 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-31-3010-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-31-3010-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
1st Floor Area	2,139 sqft
Basement Area	2,139 sqft
Unfinished Basement	2,139 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	218,061 sqft (5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13845 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 330 FT OF N 660 FT OF W 660 FT OF SW 1/4 OF SW 1/4 -- ALSO COM AT A PT 976.02 FT N FROM SW CORN TH N 17.50 FT TH E 660 FT TH S 17.50 FT TH W 660 FT TO POB 5.27 ACRES SEC 31 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2039
Census Tract	13100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13845 ELMS RD, BIRCH RUN, MI 48415-8777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DORT FCU
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2003 · Amount on Record
Deed Sale	Jun 20, 2003 · Amount on Record
Prior Sale	Sep 19, 2001 · Amount on Record
Deed Document Number	20037147442
Deed Book / Page	2251 / 85
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13845 ELMS RD, BIRCH RUN, MI 48415-8777
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13845 ELMS RD, BIRCH RUN, MI 48415-8777

Mortgage

Document Number	0000010810
Date	May 1, 2023
Instrument	2023010810

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13845 ELMS RD, BIRCH RUN, MI 48415-8777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019266
Date	Aug 5, 2020
Instrument	2020019266

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,100 (+31.28%)	$260,200 (+31.28%)
2025	$859.00 (-61.67%) Homeowner's exemption
2023		$99,100	$198,200
2022	$2,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T, Xfinity.

Nearby Properties on Elms Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures